5550 E Knoll Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5550 E Knoll Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,077 sqft · built 1978
Lot Size	0.173 acres (7,521 sqft)
Owner	Company Name on Record
Last Sale	$515,000 (Feb 2026)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249-0280-027-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0280-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
1st Floor Area	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,521 sqft (0.173 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	5550 E KNOLL DR
City	FAIR OAKS
State	CA
Zip	95628-2815
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	EAST KNOLL 01, LOT 16
Legal Subdivision	EAST KNOLL 01
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3007
Census Tract	8122

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8550 ALMOND OAKS CT, ORANGEVALE, CA 95662-3968
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Grant Deed, Transfer · Conventional Mortgage CHOICE LENDING
Feb 19, 2026	Grant Deed, Transfer · Commercial Mortgage MERCHANTS FUNDING AZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Book / Page	20260219 / 311
Prior Transfer Date	Jun 21, 2001
Prior Transfer Doc	2001000619
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 22, 2026
Property Address	5550 E KNOLL DR, FAIR OAKS, CA 95628-2815
Document Number	2026000653
Book / Page	20260722 / 653
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11190 PEREL CT, RANCHO CORDOVA, CA 95670-8349

Mortgage

Document Number	2026000654,
Date	Jul 22, 2026
Book Page	20260722/654

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 19, 2026
Property Address	5550 E KNOLL DR, FAIR OAKS, CA 95628-2815
Document Number	0000000311
Map Reference	MB 770228 PG 1119
Instrument Date	Feb 13, 2026
Instrument	202602190311
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8550 ALREAD DULES CT, ORANGEVALE, CA 95662

Mortgage

Document Number	0000000312
Date	Feb 19, 2026
Instrument	202602190312

Lender

Name	MERCHANTS FUNDING AZ LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,000 (+93.66%) Land $140,000 Building $375,000
2025	$3,300.00 (+3.81%)	$265,934 (+4.04%) Land $75,330 Building $190,604
2023	$3,179.00 (+0.38%)	$255,608 Land $72,405 Building $183,203
2022	$3,167.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1992–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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