5543 E Knoll Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5543 E Knoll Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,985 sqft · built 1978
Lot Size	0.164 acres (7,139 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Feb 2025 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249-0290-015-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0290-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,985 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,139 sqft (0.164 acres)
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	5543 E KNOLL DR
City	FAIR OAKS
State	CA
Zip	95628-2814
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	EAST KNOLL 02, LOT 46
Legal Subdivision	EAST KNOLL 02
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	8122

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5543 E KNOLL DR, FAIR OAKS, CA 95628-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jan 19, 2021	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jul 15, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 10, 2021
Transfer Doc	1190000001360
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5543 E KNOLL DR, FAIR OAKS, CA 95628-2814
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5543 E KNOLL DR, FAIR OAKS, CA 95628-2814

Mortgage

Document Number	0000000891
Date	Feb 10, 2025
Instrument	202502100891

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 19, 2021
Property Address	5543 E KNOLL DR, FAIR OAKS, CA 95628-2814
Document Number	2101191360
Instrument Date	Jan 10, 2021
Instrument	2101191360
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5541-5543 E KNOLL DR FAIR OAKS CA 956282814, FAIR OAKS, CA 95628-2814

Mortgage

Document Number	2101191361
Date	Jan 19, 2021
Instrument	2101191361

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2019
Property Address	5543 E KNOLL DR, FAIR OAKS, CA 95628-2814
Document Number	1907150583
Instrument Date	Jul 10, 2019
Instrument	1907150583
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5541-5543 E KNOLL DR FAIR OAKS CA 956282814, FAIR OAKS, CA 95628-2814

Mortgage

Document Number	1907150584
Date	Jul 15, 2019
Instrument	1907150584

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2039

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$203,088 (+2%) Land $59,724 Building $143,364
2025	$2,410.00 (+0.88%) Homeowner's exemption	$199,106 (+4.04%) Land $58,553 Building $140,553
2024	$2,389.00 (+3.02%)
2023	$2,319.00 (+0.48%) Homeowner's exemption	$191,377 Land $56,280 Building $135,097
2022	$2,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1992–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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