555 Stone Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 555 Stone Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 1865
Lot Size	63.8 acres (2,779,128 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Dec 2020)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-026`

Property Details

APN / Parcel Number

Primary APN	`037-026`
Alternative APN	`4995`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,344 sqft Heated Area
1st Floor Area	2,344 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1965
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	2,779,128 sqft (63.8 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	592 sqft
Pole Barn	880 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4995
Street Address	555 STONE RD
City	CARNESVILLE
State	GA
Zip	30521-4181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	63.80 ACRES STONE RD
Legal Subdivision	ACRES STONE RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1031
Census Tract	890202

Owner

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	555 STONE RD, CARNESVILLE, GA 30521-4181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Mar 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CREDIT UNION
Jan 4, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage LENDER SELECT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Aug 20, 2007 · Amount on File
Deed Document Number	20201461
Deed Book / Page	1427 / 228
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	555 STONE RD, CARNESVILLE, GA 30521-4181
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 STONE RD, CARNESVILLE, GA 30521-4181

Mortgage

Document Number	0000001597/0000000004
Date	Oct 16, 2023
Book Page	0000001597/0000000004

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	555 STONE RD, CARNESVILLE, GA 30521-4181
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 STONE RD, CARNESVILLE, GA 30521-4181

Mortgage

Document Number	0000001668/0000000191
Date	Mar 18, 2025
Book Page	0000001668/0000000191

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jan 4, 2021
Property Address	555 STONE RD, CARNESVILLE, GA 30521-4181
Document Number	0014270244
Book / Page	001427 / 000244
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 STONE RD CARNESVILLE GA 305214181, CARNESVILLE, GA 30521-4181

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jan 4, 2021
Property Address	555 STONE RD, CARNESVILLE, GA 30521-4181
Document Number	0014270228
Book / Page	001427 / 000228
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	555 STONE RD CARNESVILLE GA 305214181, CARNESVILLE, GA 30521-4181

Mortgage

Document Number	14270231
Date	Jan 4, 2021
Book Page	001427/000231

Lender

Name	LENDER SELECT MTG
Type	Mortgage Company
Address	GREENSBORO, NC 27409

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (-55.87%) Homeowner's exemption	$269,031 (+56.75%) Land $211,761 Building $57,270	$672,577 (+56.75%) Land $529,403 Building $143,174
2022	$4,428.00 Homeowner's exemption	$171,634 Land $133,824 Building $37,810	$429,085 Land $334,561 Building $94,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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