555 Spring Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 555 Spring Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,123 sqft · built 1987
Lot Size	5.22 acres (227,470 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Jun 2019)
Tax Bill	$11,299 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05800-00-00-24000`

Property Details

APN / Parcel Number

Primary APN	`05800-00-00-24000`
Alternative APN	`19199`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,123 sqft Finished Area
Basement Area	889 sqft
Unfinished Basement	448 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	227,470 sqft (5.22 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	528 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	81 sqft
Deck Area	429 sqft
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	555 SPRING LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	SPRING HILL 2
Legal Subdivision	SPRING HILL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4015
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 SPRING LN, CHARLOTTESVILLE, VA 22903-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BK
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 5, 2019	Grant Deed, Transfer PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	20195502
Deed Book / Page	5174 / 419
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	555 SPRING LN, CHARLOTTESVILLE, VA 22903-7648
Document Number	0000016152
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SPRING LN CHARLOTTESVILLE VA 229037648, CHARLOTTESVILLE, VA 22903-7648

Mortgage

Document Number	0000016152
Date	Nov 10, 2020
Book Page	005423/000621
Instrument	16152

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	555 SPRING LN, CHARLOTTESVILLE, VA 22903-7648
Document Number	0000016153
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SPRING LN CHARLOTTESVILLE VA 229037648, CHARLOTTESVILLE, VA 22903-7648

Mortgage

Document Number	0000016153
Date	Nov 10, 2020
Book Page	005423/000639
Instrument	16153

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 5, 2019
Property Address	555 SPRING LN, CHARLOTTESVILLE, VA 22903-7648
Document Number	0000005502
Book / Page	005174 / 000419
Instrument Date	May 31, 2019
Instrument	5502
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SPRING LN CHARLOTTESVILLE VA 229037648, CHARLOTTESVILLE, VA 22903-7648

Mortgage

Document Number	5503
Date	Jun 5, 2019
Book Page	005174/000424
Instrument	5503

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,299.00 (+7.35%)	$1,263,900 (+7.35%) Land $283,500 Building $980,400	$1,263,900 (+7.35%) Land $283,500 Building $980,400
2025	$10,525.00 (+22%)	$1,177,400 (+16.55%) Land $279,900 Building $897,500	$1,177,400 (+16.55%) Land $279,900 Building $897,500
2023	$8,627.00	$1,010,200 Land $257,600 Building $752,600	$1,010,200 Land $257,600 Building $752,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD SUBDIVISION private · serves 97 people · EPA ID VA2003440
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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