305 Spring Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 305 Spring Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 4,268 sqft
Lot Size	5.04 acres (219,542 sqft)
Owner	Company on Record
Last Sale	$1,370,434 (Mar 2022)
Tax Bill	$14,715 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05800-00-00-24500`

Property Details

APN / Parcel Number

Primary APN	`05800-00-00-24500`
Alternative APN	`19204`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,268 sqft Finished Area
Basement Area	2,058 sqft
Finished Basement	1,150 sqft
Unfinished Basement	908 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	219,542 sqft (5.04 acres)
Garage Area	1,196 sqft
Porch	Slab
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	305 SPRING LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	SPRING HILL 7
Legal Subdivision	SPRING HILL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4015
Census Tract	11000

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	305 SPRING HILL LN, CHARLOTTESVILLE, VA 22903
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Mar 10, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 25, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	20223036
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	305 SPRING LN, CHARLOTTESVILLE, VA 22903-7646
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005504/276
Date	Mar 23, 2021
Book Page	5504/276
Instrument	202100005045

Lender

Name	UNITED BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 10, 2022
Property Address	305 SPRING LN, CHARLOTTESVILLE, VA 22903-7646
Document Number	202200003036
Map Reference	MB 988 PG 129&130
Instrument Date	Feb 21, 2022
Instrument	202200003036
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	305 SPRING HILL FARM, CHARLOTTESVILLE, VA 22903

Mortgage

Document Number	202200003037
Date	Mar 10, 2022
Instrument	202200003037

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 25, 2020
Property Address	305 SPRING LN, CHARLOTTESVILLE, VA 22903-7646
Document Number	0000013368
Book / Page	005395 / 000266
Instrument Date	Sep 16, 2020
Instrument	13368
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 ROSE HILL DR #3 CHARLOTTESVILLE VA 229035168, 3, CHARLOTTESVILLE, VA 22903-5168

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,715.00 (+5.42%)	$1,646,000 (+5.42%) Land $279,900 Building $1,366,100	$1,646,000 (+5.42%) Land $279,900 Building $1,366,100
2025	$13,958.00 (+18.23%)	$1,561,300 (+15.11%) Land $276,300 Building $1,285,000	$1,561,300 (+15.11%) Land $276,300 Building $1,285,000
2023	$11,806.00	$1,356,400 Land $254,800 Building $1,101,600	$1,356,400 Land $254,800 Building $1,101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD SUBDIVISION private · serves 97 people · EPA ID VA2003440
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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