555 Rainey Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 555 Rainey Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,045 sqft · built 1952
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (May 2018)
Tax Bill	$715 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`355 029`

Property Details

APN / Parcel Number

Primary APN	`355 029`
Alternative APN	`6347942`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Exterior Material	Other
Foundation Type	Footing
Lot Area	40,511 sqft (0.93 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	555 RAINEY RD
City	SALISBURY
State	NC
Zip	28146-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3:SINGLE
Legal Description	TR1 .93AC
Legal Subdivision	ROBERT GARDNER
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4017
Census Tract	51002

Owner

Source: Rowan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 RAINEY RD, SALISBURY, NC 28146-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Book / Page	1309 / 293
Prior Transfer Date	May 16, 2008
Prior Transfer Doc	0011240421
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	555 RAINEY RD, SALISBURY, NC 28146-8972
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014240200
Date	Jun 2, 2023
Book Page	1424/200

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	555 RAINEY RD, SALISBURY, NC 28146-8972
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013990178
Date	Apr 5, 2022
Book Page	1399/178

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	555 RAINEY RD, SALISBURY, NC 28146-8972
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013740700
Date	May 10, 2021
Book Page	1374/700

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 16, 2018
Property Address	555 RAINEY RD, SALISBURY, NC 28146-8972
Document Number	0013090293
Book / Page	001309 / 000293
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 RAINEY RD SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	13090294
Date	May 16, 2018
Book Page	001309/000294

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 16, 2018
Property Address	555 RAINEY RD, SALISBURY, NC 28146-8972
Document Number	0013040382
Book / Page	001304 / 000382
Instrument Date	Feb 13, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 RAINEY RD SALISBURY NC 28146, SALISBURY, NC 28146

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$715.00	$106,737 (-) Land $33,527 Building $73,210	$106,737 (-) Land $33,527 Building $73,210
2025	$715.00	$106,737 (-) Land $33,527 Building $73,210
2023	$715.00	$106,737 Land $33,527 Building $73,210	$106,737 Land $33,527 Building $73,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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