515 Rainey Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 515 Rainey Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,460 sqft · built 2018
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$16,000 (Aug 2017)
Tax Bill	$1,912 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`420 008`

Property Details

APN / Parcel Number

Primary APN	`420 008`
Alternative APN	`707085`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	515 RAINEY RD
City	SALISBURY
State	NC
Zip	28146-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.63AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4017
Census Tract	51002

Owner

515 Rainey Rd is owned and occupied by two individuals who acquired it in February 2020.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 RAINEY RD, SALISBURY, NC 28146-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Quit Claim Deed, Transfer SUPREME LNDG
Nov 2, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE
Apr 18, 2018	Trustee's Deed, Construction Loan · Line of Credit FIDELITY BK/MI
Aug 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Aug 1, 2007 · Amount on File
Deed Book / Page	1294 / 400
Last Transfer Date	Feb 24, 2020
Transfer Doc	0013440242
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 28, 2020
Property Address	515 RAINEY RD, SALISBURY, NC 28146-8972
Document Number	0013440242
Book / Page	001344 / 000242
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 RAINEY RD SALISBURY NC 281468972, SALISBURY, NC 28146-8972

Mortgage

Document Number	13440243
Date	Feb 28, 2020
Book Page	001344/000243

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 2, 2018
Property Address	515 RAINEY RD, SALISBURY, NC 28146-8972
Document Number	0013180320
Book / Page	001318 / 000320
Instrument Date	Nov 2, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 RAINEY RD SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	13180321
Date	Nov 2, 2018
Book Page	001318/000321

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 18, 2018
Property Address	515 RAINEY RD, SALISBURY, NC 28146-8972
Document Number	0013070645
Book / Page	001307 / 000645
Instrument Date	Apr 18, 2018
Transaction Type	Construction Loan
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 ROWAN MILL RD SALISBURY NC 28145, SALISBURY, NC 28145

Mortgage

Document Number	13070645
Date	Apr 18, 2018
Book Page	001307/000645

Lender

Name	FIDELITY BK/MI
Type	Bank
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 7, 2017
Property Address	515 RAINEY RD, SALISBURY, NC 28146-8972
Document Number	0012940400
Book / Page	001294 / 000400
Instrument Date	Jul 11, 2017
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 ROWAN MILLS RD SALISBURY NC 281478883, SALISBURY, NC 28147-8883

Tax Assessment & Valuation

The 2026 property tax bill for 515 Rainey Rd was $1,912, up 6% from the year before.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,912.00 (+5.99%)	$285,385 (+5.97%) Land $26,989 Building $258,396	$285,385 Land $26,989 Building $258,396
2025	$1,804.00	$269,314 Land $26,989 Building $242,325
2023	$1,804.00	$269,314 Land $26,989 Building $242,325	$269,314 Land $26,989 Building $242,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Rainey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Rainey Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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