555 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 555 Palm Cir, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2018)
Tax Bill	$5,971 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`234-160-080-000`

Property Details

APN / Parcel Number

Primary APN	`234-160-080-000`
Alternative APNs	`234-160-08` `23149064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-160-08
Street Address	555 PALM CIR
City	TRACY
State	CA
Zip	95376-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-490-64
Legal Subdivision	TENNIS VISTA
Legal Block	1
Legal Lot Number	149
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 PALM CIR, TRACY, CA 95376-4359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 26, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 7, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Document Number	201870192
Last Transfer Date	May 3, 2021
Transfer Doc	0000081114
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	555 PALM CIR, TRACY, CA 95376-4359
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 PALM CIR, TRACY, CA 95376-4359
Investor	Possibly a Property Investor

Mortgage

Document Number	0000116357
Date	Oct 6, 2022
Instrument	2022-116357

Lender

Name	FIRST BANK
Type	Bank
Address	SAN FRANCISCO, CA 94116

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 7, 2021
Property Address	555 PALM CIR, TRACY, CA 95376-4359
Document Number	0000081114
Map Reference	MB 25 PG 72
Instrument Date	May 3, 2021
Instrument	2021-081114
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 PALM CIR, TRACY, CA 95376-4359
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081115
Date	May 7, 2021
Instrument	2021-081115

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	555 PALM CIR, TRACY, CA 95376-4359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030394
Date	Mar 10, 2020
Instrument	2020-030394

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 26, 2018
Property Address	555 PALM CIR, TRACY, CA 95376-4359
Document Number	0000070192
Instrument Date	Jun 21, 2018
Instrument	70192
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 PALM CIR TRACY CA 953764359, TRACY, CA 95376-4359

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	555 PALM CIR, TRACY, CA 95376-4359
Document Number	0000079338
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	555 PALM CIR TRACY CA 953764359, TRACY, CA 95376-4359

Mortgage

Document Number	0000079338
Date	Jul 7, 2017
Instrument	79338

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, GA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,971.00 (+5.91%)
2025	$5,638.00 (+10.25%)	$489,262 (+4.04%) Land $136,537 Building $352,725
2023	$5,114.00 (+2.08%)	$470,265 Land $131,236 Building $339,029	$550,710
2022	$5,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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