555 N Ridge Rd, Willard, OH 44890 Property Records

Huron County property record for 555 N Ridge Rd, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,749 sqft · built 1972
Lot Size	3.96 acres (172,541 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2022)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-0040-02-050-0000`

Property Details

APN / Parcel Number

Primary APN	`03-0040-02-050-0000`
Alternative APN	`132434`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,749 sqft Living Area
1st Floor Area	2,199 sqft
Upper Floors Area	2,199 sqft
Basement Area	2,199 sqft
Finished Basement	2,038 sqft
Unfinished Basement	161 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	172,541 sqft (3.96 acres)
Terrain	Rolling
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	132434
Street Address	555 N RIDGE RD
City	WILLARD
State	OH
Zip	44890-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 LOT 40 10/15 AC COR
Legal Subdivision	BRONSON TOWNSHIP
Legal Lot Number	AC
Jurisdiction	HURON OH
Township / Civil Division	BRONSON
Census Block Group	2
Census Block	2071
Census Tract	916500

Owner

555 N Ridge Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 N RIDGE RD, WILLARD, OH 44890-9518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 29, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 29, 2017	Fiduciary Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	20224241
Prior Transfer Date	Dec 2, 2015
Prior Transfer Doc	0000007404
Record Updated	Oct 29, 2026

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HURON OH
Recording Date	Jun 30, 2022
Property Address	555 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000004241
Instrument Date	Jun 30, 2022
Instrument	202206300004241
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	555 N RIDGE RD, WILLARD, OH 44890-9518

Mortgage

Document Number	0000004242
Date	Jun 30, 2022
Instrument	202206300004242

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	555 N RIDGE RD, WILLARD, OH 44890-9518
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N RIDGE RD, WILLARD, OH 44890-9518

Mortgage

Document Number	202108060005827
Date	Aug 6, 2021
Instrument	202108060005827

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Jan 1, 2048

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HURON OH
Recording Date	Dec 29, 2017
Property Address	555 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000007881
Instrument Date	Dec 29, 2017
Instrument	7881
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N RIDGE RD WILLARD OH 448909518, WILLARD, OH 44890-9518

December 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HURON OH
Recording Date	Dec 29, 2017
Property Address	555 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000007882
Instrument Date	Nov 29, 2017
Instrument	201712290007882
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N RIDGE RD, WILLARD, OH 44890-9518

Mortgage

Document Number	0000007883
Date	Dec 29, 2017
Instrument	201712290007883

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 555 N Ridge Rd was $4,338 with a homeowner's exemption, down 3.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Bronson Township
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (-3.13%)	$110,250 (-) Land $16,420 Building $93,830	$315,000 (-) Land $46,910 Building $268,090
2024	$4,478.00 (+29.76%)	$110,250 (+27.74%) Land $16,420 Building $93,830	$315,000 Land $46,910 Building $268,090
2023	$3,451.00 (-0.55%)	$86,310 (-) Land $12,060 Building $74,250
2022	$3,470.00	$86,310 Land $12,060 Building $74,250
2021			$246,580 Land $34,450 Building $212,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 555 N Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 N Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Ncool.net, Watch TV.

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