461 N Ridge Rd, Willard, OH 44890 Property Records

Huron County property record for 461 N Ridge Rd, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1995
Lot Size	1.54 acres (67,126 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Mar 2019)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-0040-03-002-0200`

Property Details

APN / Parcel Number

Primary APN	`03-0040-03-002-0200`
Alternative APN	`132741`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,680 sqft Total Area
1st Floor Area	1,680 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	67,126 sqft (1.54 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Patio Area	168 sqft
Pole Barn	1,680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	132741
Street Address	461 N RIDGE RD
City	WILLARD
State	OH
Zip	44890-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 PT OF GL 42 & 43
Jurisdiction	HURON OH
Township / Civil Division	BRONSON
Census Block Group	2
Census Block	2071
Census Tract	916500

Owner

461 N Ridge Rd is owned and occupied by an individual who bought it in March 2019.

Source: Huron County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	461 N RIDGE RD, WILLARD, OH 44890-9518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP
Mar 26, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 8, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	20191456
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	461 N RIDGE RD, WILLARD, OH 44890-9518
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105100003352
Date	May 10, 2021
Instrument	202105100003352

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	461 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000000594
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 N RIDGE RD WILLARD OH 448909518, WILLARD, OH 44890-9518

Mortgage

Document Number	0000000594
Date	Jan 30, 2020
Instrument	594

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

March 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HURON OH
Recording Date	Mar 26, 2019
Property Address	461 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000001456
Instrument Date	Mar 22, 2019
Instrument	201903260001456
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 N RIDGE RD, WILLARD, OH 44890-9518

Mortgage

Document Number	0000001457
Date	Mar 26, 2019
Instrument	201903260001457

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Feb 7, 2019
Property Address	461 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000000621
Instrument Date	Dec 21, 2018
Instrument	621
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HURON OH
Recording Date	Nov 8, 2018
Property Address	461 N RIDGE RD, WILLARD, OH 44890-9518
Document Number	0000006829
Instrument Date	Nov 8, 2018
Instrument	6829
Transaction Type	Foreclosure
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$240.16
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	461 N RIDGE RD WILLARD OH 448909518, WILLARD, OH 44890-9518
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 461 N Ridge Rd was $3,099, down 3.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Bronson Township
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (-3.07%)	$77,320 (-) Land $12,850 Building $64,470	$220,910 (-) Land $36,710 Building $184,200
2024	$3,197.00 (+40.53%)	$77,320 (+38.72%) Land $12,850 Building $64,470	$220,910 Land $36,710 Building $184,200
2023	$2,275.00 (-0.57%)	$55,740 (-) Land $9,280 Building $46,460
2022	$2,288.00	$55,740 Land $9,280 Building $46,460
2021			$159,270 Land $26,520 Building $132,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 461 N Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 N Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Ncool.net, Watch TV.

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