555 Monarch Ridge Dr, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 555 Monarch Ridge Dr, Walnut Creek, CA 94597

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,798 sqft · built 1979
Lot Size	0.034 acres (1,500 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Apr 2018)
Tax Bill	$10,823 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-313-007-7`

Property Details

APN / Parcel Number

Primary APN	`175-313-007-7`
Alternative APN	`175-313-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	781 sqft
2nd Floor Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	1,500 sqft (0.034 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 MONARCH RIDGE DR
City	WALNUT CREEK
State	CA
Zip	94597-2950
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T04470 L0053 B EX 1/2 MR
Legal Subdivision	SUBDIVISION 4470
Legal Tract	04470
Legal Lot Number	53
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3017
Census Tract	340003

Owner

555 Monarch Ridge Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	555 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 9, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Dec 31, 1997 · Amount on File
Deed Document Number	201854196
Prior Transfer Date	Nov 23, 1993
Prior Transfer Doc	0000339177
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	555 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2950
Document Number	0000013598
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	555 MONARCH RIDGE DR WALNUT CREEK CA 945972950, WALNUT CREEK, CA 94597-2950

Mortgage

Document Number	0000013598
Date	Jan 23, 2020
Instrument	13598

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 9, 2018
Property Address	555 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2950
Document Number	0000054196
Map Reference	MB 175 PG 49
Instrument Date	Apr 5, 2018
Instrument	2018-054196
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	555 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2950

Mortgage

Document Number	0000054197
Date	Apr 9, 2018
Instrument	2018-054197

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 555 Monarch Ridge Dr was $10,823 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,609 (+2%) Land $449,839 Building $376,770
2025	$10,823.00 Homeowner's exemption	$810,402 Land $441,019 Building $369,383
2023	$10,437.00 (+1.66%) Homeowner's exemption	$778,936 Land $423,895 Building $355,041
2022	$10,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 555 Monarch Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Monarch Ridge Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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