549 Monarch Ridge Dr, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 549 Monarch Ridge Dr, Walnut Creek, CA 94597

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 2,573 sqft · built 1978
Lot Size	0.044 acres (1,920 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Mar 2000)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-300-001-5`

Property Details

APN / Parcel Number

Primary APN	`175-300-001-5`
Alternative APN	`175-300-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,573 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	1,145 sqft
2nd Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	1,920 sqft (0.044 acres)
Lot Dimensions	64 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	549 MONARCH RIDGE DR
City	WALNUT CREEK
State	CA
Zip	94597-2953
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T04470 L0056 B EX 1/2 MR
Legal Subdivision	SUBDIVISION 4470
Legal Tract	04470
Legal Lot Number	56
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3017
Census Tract	340003

Owner

549 Monarch Ridge Dr, a townhouse, is owned and occupied by two individuals who acquired it in February 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	549 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Intrafamily Transfer, Transfer
Jan 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2000 · Amount on File
Deed Sale	Mar 10, 2000 · Amount on File
Prior Sale	Nov 5, 1999 · Amount on File
Deed Document Number	200047928
Last Transfer Date	Feb 9, 2021
Transfer Doc	0000048923
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 17, 2021
Property Address	549 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2953
Document Number	0000048923
Map Reference	MB 175 PG 49
Instrument Date	Feb 9, 2021
Instrument	2021-048923
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	549 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2953

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 13, 2021
Property Address	549 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2953
Document Number	0000011506
Map Reference	MB 175 PG 49
Instrument Date	Jan 8, 2021
Instrument	2021-011506
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	549 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2953

Mortgage

Document Number	0000011507
Date	Jan 13, 2021
Instrument	2021-011507

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	549 MONARCH RIDGE DR, WALNUT CREEK, CA 94597-2953
Document Number	0000149052
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	549 MONARCH RIDGE DR WALNUT CREEK CA 945972953, WALNUT CREEK, CA 94597-2953

Mortgage

Document Number	0000149052
Date	Sep 18, 2018
Instrument	149052

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 549 Monarch Ridge Dr was $9,372 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,777 (+2%) Land $241,415 Building $448,362
2025	$9,372.00 Homeowner's exemption	$676,253 Land $236,682 Building $439,571
2023	$9,033.00 (+1.67%) Homeowner's exemption	$649,995 Land $227,493 Building $422,502
2022	$8,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 549 Monarch Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Monarch Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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