Shelby County property record for 555 McElroy Rd, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1965 |
| Lot Size | 0.196 acres (8,515 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,497 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-8006-0-0067 |
| Primary APN | 06-8006-0-0067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Utility Area | 32 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,515 sqft (0.196 acres) |
| Lot Dimensions | 131 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 555 MCELROY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | WHITE STATION GARDENS 3RD ADDN |
| Legal Lot Number | 9 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 9202 |
555 McElroy Rd is owned and occupied by an individual who acquired it in May 2008.
Source: Shelby County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 555 MCELROY RD, MEMPHIS, TN 38120-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage BRIGHTON BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Sep 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2008 |
| Transfer Doc | 0000065375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 555 MCELROY RD, MEMPHIS, TN 38120-1546 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023104509 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 23104509 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Address | BRIGHTON, TN 38011 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 555 MCELROY RD, MEMPHIS, TN 38120-1546 |
| Document Number | 0000098335 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 555 MCELROY RD MEMPHIS TN 381201546, MEMPHIS, TN 38120-1546 |
| Document Number | 0000098335 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 98335 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 792 Months |
| Due | Sep 22, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 555 MCELROY RD, MEMPHIS, TN 38120-1546 |
| Document Number | 0000098334 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 555 MCELROY RD MEMPHIS TN 381201546, MEMPHIS, TN 38120-1546 |
| Document Number | 0000098334 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 98334 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 792 Months |
| Due | Sep 22, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
The 2025 property tax bill for 555 McElroy Rd was $1,497.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,497.00 | $55,675 Land $12,000 Building $43,675 | $222,700 Land $48,000 Building $174,700 |
| 2023 | $49,275 Land $9,200 Building $40,075 | ||
| 2022 | $3,001.00 | ||
| 2021 | $197,100 Land $36,800 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 McElroy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 McElroy Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures