Shelby County property record for 540 McElroy Rd, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,081 sqft · built 1969 |
| Lot Size | 0.823 acres (35,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Apr 2016) |
| Tax Bill | $3,244 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-8066-0-0071 |
| Primary APN | 06-8066-0-0071 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,081 sqft Living Area |
| Gross Area | 3,336 sqft |
| 1st Floor Area | 2,241 sqft |
| Utility Area | 105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,837 sqft (0.823 acres) |
| Lot Dimensions | 175 ft deep x 108 ft wide |
| Garage Type | Carport |
| Garage Area | 630 sqft |
| Carport | Carport |
| Carport Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Enclosed Frame Porch |
| Porch Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 540 MCELROY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES MCELROY RD |
| Legal Subdivision | MCELROY |
| Legal Lot Number | 8 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 9202 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 MCELROY RD, MEMPHIS, TN 38120-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 11, 2022 | Quit Claim Deed, Transfer TRI STATE TITLE, TRI STATE TITLE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Oct 10, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on Record |
| Deed Sale | Apr 27, 2016 · Amount on Record |
| Prior Sale | Sep 2, 2014 · Amount on Record |
| Deed Document Number | 201642163 |
| Last Transfer Date | Jul 22, 2022 |
| Transfer Doc | 0000111770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 11, 2022 |
| Property Address | 540 MCELROY RD, MEMPHIS, TN 38120-1501 |
| Document Number | 0022028189 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 22028189 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | TRI STATE TITLE, TRI STATE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 52 4 MCELROY ROAD, MEMPHIS, TN 38120 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 540 MCELROY RD, MEMPHIS, TN 38120-1501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0021112633 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 21112633 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 540 MCELROY RD, MEMPHIS, TN 38120-1501 |
| Document Number | 0000107182 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 540 MCELROY RD MEMPHIS TN 381201501, MEMPHIS, TN 38120-1501 |
| Document Number | 0000107182 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 107182 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,244.00 (-39.74%) | $120,600 (+36.46%) Land $28,800 Building $91,800 | $482,400 (+36.46%) Land $115,200 Building $367,200 |
| 2023 | $88,375 Land $22,050 Building $66,325 | ||
| 2022 | $5,383.00 | ||
| 2021 | $353,500 Land $88,200 Building $265,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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