555 E Water St, Lafayette, OR 97127 Property Records

Yamhill County property record for 555 E Water St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1960
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2022)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R4307BB 04701`

Property Details

APN / Parcel Number

Primary APN	`R4307BB 04701`
Alternative APNs	`001466427` `466427`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,002 sqft (0.184 acres)
Utility Building	720 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	555 E WATER ST
City	LAFAYETTE
State	OR
Zip	97127-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 2 - BLOCK 25 IN LAFAYETTE TOWN OF
Legal Range	03W
Legal Township	04S
Legal Section	07
Legal Subdivision	LAFAYETTE TOWN OF
Legal Block	25
Legal Lot Number	2
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4047
Census Tract	30304

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 214, LAFAYETTE, OR 97127-0214
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 17, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	202211862
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Aug 29, 2022
Property Address	555 E WATER ST, LAFAYETTE, OR 97127-2077
Document Number	0000011862
Instrument Date	Aug 24, 2022
Instrument	202211862
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 214, LAFAYETTE, OR 97127-0214

Mortgage

Document Number	0000011863
Date	Aug 29, 2022
Instrument	202211863

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YAMHILL OR
Recording Date	Aug 17, 2020
Property Address	555 E WATER ST, LAFAYETTE, OR 97127-2077
Document Number	0000014264
Instrument Date	Aug 13, 2020
Instrument	14264
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	591 RIVERSIDE DR MCMINNVILLE OR 97128, MCMINNVILLE, OR 97128

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (+2.72%)	$102,935 (+3%)	$269,576 (-1.23%) Land $177,399 Building $92,177
2024	$1,468.00 (+2.73%)	$99,937 (+3%)	$272,934 (-1.47%) Land $172,635 Building $100,299
2023	$1,429.00 (+2%)	$97,026 (+3%)	$277,010 (+4.16%) Land $170,687 Building $106,323
2022	$1,401.00	$94,200	$265,949 Land $165,847 Building $100,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications, T-Mobile.

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