504 E Water St, Lafayette, OR 97127 Property Records

Yamhill County property record for 504 E Water St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,522 sqft · built 2016
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2022)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R4307BB 04300`

Property Details

APN / Parcel Number

Primary APN	`R4307BB 04300`
Alternative APNs	`001111612` `111612`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,522 sqft Living Area
1st Floor Area	642 sqft
2nd Floor Area	880 sqft
Flooring	Wood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Metal
Lot Area	3,999 sqft (0.092 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	504 E WATER ST
City	LAFAYETTE
State	OR
Zip	97127-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	W 1/2 OF LOT 6 - BLOCK 26 IN LAFAYETTE TOWN OF
Legal Range	03W
Legal Township	04S
Legal Section	07
Legal Subdivision	LAFAYETTE TOWN OF
Legal Block	26
Legal Lot Number	6
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4057
Census Tract	30304

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 E WATER ST, LAFAYETTE, OR 97127-2077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 18, 2017	Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	20225856
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Apr 22, 2022
Property Address	504 E WATER ST, LAFAYETTE, OR 97127-2077
Document Number	0000005856
Instrument Date	Apr 18, 2022
Instrument	202205856
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 E WATER ST, LAFAYETTE, OR 97127-2077

Mortgage

Document Number	0000005857
Date	Apr 22, 2022
Instrument	202205857

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	504 E WATER ST, LAFAYETTE, OR 97127-2077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005776
Date	Apr 9, 2020
Instrument	202005776

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	May 8, 2019
Property Address	504 E WATER ST, LAFAYETTE, OR 97127-2077
Document Number	0000005748
Instrument Date	May 7, 2019
Instrument	201905748
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	LAWYERS TITLE OF OREGON LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E WATER ST, LAFAYETTE, OR 97127-2077

Mortgage

Document Number	0000005749
Date	May 8, 2019
Instrument	201905749

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Jul 18, 2017
Property Address	504 E WATER ST, LAFAYETTE, OR 97127-2077
Document Number	0000011561
Instrument Date	Jul 18, 2017
Instrument	11561
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 WATER ST LAFAYETTE OR 971272077, LAFAYETTE, OR 97127-2077

Mortgage

Document Number	11562
Date	Jul 18, 2017
Instrument	11562

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 66203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+2.67%)	$165,173 (+3%)	$425,543 (-3.64%) Land $170,795 Building $254,748
2024	$2,356.00 (+2.7%)	$160,362 (+3%)	$441,614 (-3.56%) Land $165,671 Building $275,943
2023	$2,294.00 (+2%)	$155,691 (+3%)	$457,933 (+6.36%) Land $163,075 Building $294,858
2022	$2,249.00	$151,156	$430,546 Land $157,035 Building $273,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications, T-Mobile.

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