Middlesex County and Lowell City property record for 555 E Merrimack St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 700 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Nov 2021) |
| Tax Bill | $4,463 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H09040 |
| Primary APN | H09040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| Gross Area | 1,232 sqft |
| 1st Floor Area | 550 sqft |
| Basement Area | 250 sqft |
| Unfinished Basement | 250 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | H09040 |
|---|---|
| Street Address | 555 E MERRIMACK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 1950 |
| Legal Lot Number | 555 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 312501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
555 E Merrimack St is owned and occupied by an individual who bought it in November 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 555 E MERRIMACK ST, LOWELL, MA 01852-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 11, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LEND USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Apr 11, 2017 · Amount on File |
| Deed Book / Page | 36528 / 251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 19, 2021 |
| Property Address | 555 E MERRIMACK ST, LOWELL, MA 01852-1448 |
| Document Number | 36528-251 |
| Book / Page | 36528 / 251 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 67546 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 E MERRIMACK ST, LOWELL, MA 01852-1448 |
| Document Number | 67547 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 67547 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 11, 2017 |
| Property Address | 555 E MERRIMACK ST, LOWELL, MA 01852-1448 |
| Document Number | 31033-70 |
| Book / Page | 031033 / 000070 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 14475 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 769 NASHUA RD DRACUT MA 018261942, DRACUT, MA 01826-1942 |
| Document Number | 31033-72 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 031033/000072 |
| Instrument | 14476 |
| Name | LEND USA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
The 2026 property tax bill for 555 E Merrimack St was $4,463, up 3.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,463.00 (+3.41%) | $393,200 (+4.57%) Land $232,600 Building $160,600 | $476,150 (+36.91%) |
| 2025 | $4,316.00 (+5.09%) | $376,000 (+9.05%) Land $217,400 Building $158,600 | $347,795 (+7.64%) |
| 2024 | $4,107.00 (+6.59%) | $344,800 (+11.15%) Land $203,200 Building $141,600 | $323,095 |
| 2023 | $3,853.00 | $310,200 Land $176,700 Building $133,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 555 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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