534 E Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 534 E Merrimack St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,817 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$473,000 (Sep 2021)
Tax Bill	$6,958 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S03280`

Property Details

APN / Parcel Number

Primary APN	`S03280`
Alternative APNs	`LOWE M:218 B:1950 L:534` `M:000218 T:S03280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,817 sqft Living Area
Gross Area	4,194 sqft
1st Floor Area	1,308 sqft
Basement Area	1,077 sqft
Unfinished Basement	1,077 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	S03280
Street Address	534 E MERRIMACK ST
City	LOWELL
State	MA
Zip	01852-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	1950
Legal Lot Number	534
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1018
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

534 E Merrimack St is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	534 E MERRIMACK ST, LOWELL, MA 01852-1450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	May 29, 1980 · Amount on File
Deed Document Number	202153199
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 10, 2021
Property Address	534 E MERRIMACK ST, LOWELL, MA 01852-1450
Document Number	36237-215
Book / Page	36237 / 215
Instrument Date	Sep 10, 2021
Instrument	53199
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	534 E MERRIMACK ST, LOWELL, MA 01852-1450

Mortgage

Document Number	53200
Date	Sep 10, 2021
Instrument	53200

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 534 E Merrimack St was $6,958, up 6.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,958.00 (+6.33%)	$613,000 (+7.54%) Land $226,100 Building $386,900	$670,653 (+17.95%)
2025	$6,544.00 (+2.55%)	$570,000 (+6.38%) Land $211,400 Building $358,600	$568,575 (-1.97%)
2024	$6,381.00 (+6.28%)	$535,800 (+10.84%) Land $197,500 Building $338,300	$579,975
2023	$6,004.00	$483,400 Land $171,800 Building $311,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 534 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880