555 E Lake Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 555 E Lake Cir, Chesapeake, VA 23322

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,135 sqft · built 1987
Lot Size	0.087 acres (1,077 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Jul 2023)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
APN	`0595002000470`

Property Details

APN / Parcel Number

Primary APN	`0595002000470`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,077 sqft (0.087 acres)
Patio Area	1,135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 E LAKE CIR
City	CHESAPEAKE
State	VA
Zip	23322-8318
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 555 CEDAR LAKES CONDO PH X1
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3006
Census Tract	21010

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 E LAKE CIR, CHESAPEAKE, VA 23322-8318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Aug 3, 2009 · Amount on Record
Deed Document Number	202315389
Deed Book / Page	10680 / 1491
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 21, 2023
Property Address	555 E LAKE CIR, CHESAPEAKE, VA 23322-8318
Document Number	10680/1491
Book / Page	10680 / 1491
Instrument Date	Jul 18, 2023
Instrument	230015389
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 E LAKE CIR, CHESAPEAKE, VA 23322-8318

Mortgage

Document Number	0230015390
Date	Jul 21, 2023
Instrument	230015390

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,500 (+8.09%) Land $105,000 Building $135,500	$240,500 (+8.09%) Land $105,000 Building $135,500
2025	$2,247.00 (+63.54%)	$222,500 (+21.58%) Land $95,000 Building $127,500	$222,500 (+21.58%) Land $95,000 Building $127,500
2023		$183,000 (+8.73%) Land $75,000 Building $108,000	$183,000 (+8.73%) Land $75,000 Building $108,000
2022		$168,300 Land $60,000 Building $108,300	$168,300 Land $60,000 Building $108,300
2019	$1,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30