Chesapeake City property record for 553 E Lake Cir, Chesapeake, VA 23322
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,570 sqft · built 1987 |
| Lot Size | 0.087 acres (1,066 sqft) |
| Owner | Company Name on File |
| Last Sale | $173,000 (Aug 2018) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance May 2006 Refinance + 2 more |
| APN | 0595002000460 |
| Primary APN | 0595002000460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Upper Floors Area | 330 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,066 sqft (0.087 acres) |
| Deck Area | 1,238 sqft |
| Patio Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 553 E LAKE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8318 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 553 CEDAR LAKES CONDO PH X1 |
| Legal Subdivision | CEDAR LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21010 |
553 E Lake Cir, a condominium, is owned by a company that bought it in August 2018.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 553 E LAKE CIR, CHESAPEAKE, VA 23322-8318 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| May 3, 2006 | Deed of Trust, Mortgage · Stand-Alone Refinance BENEFICIAL MORTGAGE CO OF |
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Aug 27, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Jan 24, 2002 · Amount on File |
| Deed Document Number | 201822928 |
| Deed Book / Page | 9946 / 1404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 553 E LAKE CIR, CHESAPEAKE, VA 23322-8318 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010483/549 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 10483/549 |
| Instrument | 210052058 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 553 E LAKE CIR, CHESAPEAKE, VA 23322-8318 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006502/223 |
|---|---|
| Date | May 3, 2006 |
| Book Page | 6502/223 |
| Name | BENEFICIAL MORTGAGE CO OF |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 26, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 553 E LAKE CIR, CHESAPEAKE, VA 23322-8318 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10483/549 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 10483/549 |
| Instrument | 210052058 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 27, 2018 |
| Property Address | 553 E LAKE CIR, CHESAPEAKE, VA 23322-8318 |
| Document Number | 9946/1404 |
| Book / Page | 9946 / 1404 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 180022928 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 553 E LAKE CIR, CHESAPEAKE, VA 23322-8318 |
| Document Number | 180022929 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 180022929 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 553 E Lake Cir was $2,681.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,500 (+4.94%) Land $105,000 Building $173,500 | $278,500 (+4.94%) Land $105,000 Building $173,500 | |
| 2025 | $2,681.00 | $265,400 Land $95,000 Building $170,400 | $265,400 Land $95,000 Building $170,400 |
| 2023 | $220,500 (+7.14%) Land $75,000 Building $145,500 | $220,500 (+7.14%) Land $75,000 Building $145,500 | |
| 2022 | $205,800 Land $60,000 Building $145,800 | $205,800 Land $60,000 Building $145,800 | |
| 2019 | $1,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 553 E Lake Cir; there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 553 E Lake Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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