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555 E Gloucester Dr, Saginaw, MI 48609 Property Records

Saginaw County property record for 555 E Gloucester Dr, Saginaw, MI 48609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,232 sqft · built 1956
Lot Size0.685 acres (29,839 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Aug 2022)
Tax Bill$759 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-12-3-27-4144-000

Property Details

APN / Parcel Number

Primary APN28-12-3-27-4144-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,839 sqft (0.685 acres)
Lot Dimensions233 ft deep x 128 ft wide
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address555 E GLOUCESTER DR
CitySAGINAW
StateMI
Zip48609-9303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 43 ALSO THAT PT OF LOT 42 BEG AT THE SE COR OF LOT 42 TH N 63DEG 14MIN 49SECONDS W 154.65 FT ALONG THE S LY LINE OF LOT 42 TO A PT ON THE E LY LINE OF E GLOUCESTER DR WHICH AT THIS PT IS CURVING TO THE LEFT SAID CURVE HAVING A RADIUS OF 152 FT &
Legal Range03E
Legal Township12N
Legal Section27
Legal SubdivisionROAD SUBD
Legal Lot Number42-43
Legal Unit42-43
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group3
Census Block3028
Census Tract12003

Owner

Source: Saginaw County records · APN 28-12-3-27-4144-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address555 E GLOUCESTER DR, SAGINAW, MI 48609-9303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Apr 08, 2019Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2022 · Amount on Record
Deed SaleAug 03, 2022 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number202221221
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 03, 2022
Property Address555 E GLOUCESTER DR, SAGINAW, MI 48609-9303
Document Number0000021221
Map ReferenceLB 8 PG 22
Instrument DateJul 29, 2022
Instrument2022021221
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 E GLOUCESTER DR, 555, SAGINAW, MI 48609-9303

Transferred To (Grantee/Buyer)

NameVerified Name
Address6051 W FRESHMAN DR, SAGINAW, MI 48604-9551

Mortgage

Document Number0000021222
DateAug 03, 2022
Instrument2022021222
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJun 16, 2020
Property Address555 E GLOUCESTER DR, SAGINAW, MI 48609-9303
Document Number2020015253
Map ReferenceLB 8 PG 22
Instrument DateJun 12, 2020
Instrument2020015253
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 E GLOUCESTER DR, 555, SAGINAW, MI 48609-9303

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 E GLOUCESTER DR, SAGINAW, MI 48609-9303

Mortgage

Document Number2020015254
DateJun 16, 2020
Instrument2020015254
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 08, 2019
Property Address555 E GLOUCESTER DR, SAGINAW, MI 48609-9303
Document Number0000007285
Instrument DateMar 12, 2019
Instrument7285
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$51.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4580 STATE ST #174 SAGINAW MI 486033803, 174, SAGINAW, MI 48603-3803

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictSwan Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$120,200 (+21.05%)$240,400 (+21.05%)
2025$759.00 (-69.8%) Homeowner's exemption
2023$99,300$198,600
2022$2,513.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTHOMAS TOWNSHIP
serves 11,931 people
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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