525 E Gloucester Dr, Saginaw, MI 48609 Property Records

Saginaw County property record for 525 E Gloucester Dr, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,580 sqft · built 1961
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,500 (Aug 1996)
Tax Bill	$685 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-27-4143-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-27-4143-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	138 ft deep x 113 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	525 E GLOUCESTER DR
City	SAGINAW
State	MI
Zip	48609-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 42 EXC BEG AT SE COR OF LOT 42 GRATIOT RD SUB DIV NO.1 TH N 63DEG 14MIN 49SECONDS W 154.65 FT ALONG THE S LY LINE OF LOT 42 TO A PT ON THE E LY LINE OF GLOUCESTER DR WHICH AT THIS PT IS CURVING TO THE LEFT SD CURVE HAVING A RADIUS OF 152 FT & A C
Legal Range	03E
Legal Township	12N
Legal Section	27
Legal Subdivision	ROAD SUBD
Legal Lot Number	42
Legal Unit	42
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3028
Census Tract	12003

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 E GLOUCESTER DR, SAGINAW, MI 48609-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1996 · Amount on Record
Deed Sale	Aug 16, 1996 · Amount on Record
Deed Book / Page	1981 / 1905
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	525 E GLOUCESTER DR, SAGINAW, MI 48609-9303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E GLOUCESTER DR, SAGINAW, MI 48609-9303

Mortgage

Document Number	0000026561
Date	Oct 21, 2020
Instrument	2020026561

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	525 E GLOUCESTER DR, SAGINAW, MI 48609-9303
Document Number	0000013297
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 E GLOUCESTER DR SAGINAW MI 486099303, SAGINAW, MI 48609-9303

Mortgage

Document Number	0000013297
Date	May 4, 2018
Instrument	13297

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,300 (+21.52%)	$188,600 (+21.52%)
2025	$685.00 (-70.1%) Homeowner's exemption
2023		$77,600	$155,200
2022	$2,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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