555 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 555 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,990 sqft · built 1932
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2026)
Tax Bill	$7,487 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-203-022`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-203-022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	1,606 sqft
1st Floor Area	1,082 sqft
Basement Area	698 sqft
Unfinished Basement	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	134 ft deep x 62 ft wide
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	555 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PART OF LOTS 29-30-31-32 COM 33 FT N OF SE COR LOT 32 TH N 134 FT W 62 FT S 134 FT TH E TO BEG VAN DEN BERG'S ADD
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	VAN DEN BERGS ADD
Legal Block	203
Legal Lot Number	29-32
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5012
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 E CENTRAL AVE, ZEELAND, MI 49464-1846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	202623825
Prior Transfer Date	Jul 5, 2012
Prior Transfer Doc	20120030833
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 5, 2026
Property Address	555 E CENTRAL AVE, ZEELAND, MI 49464-1846
Document Number	0000023825
Instrument Date	Jul 17, 2026
Instrument	202623825
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	DENALI TITLE AND ESCROW AGENCY INC, DENALI TITLE & ESCROW AGENCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330,068.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 E CENTRAL AVE, ZEELAND, MI 49464-1846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023827,
Date	Aug 5, 2026
Instrument	202623827

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 17, 2017
Property Address	555 E CENTRAL AVE, ZEELAND, MI 49464-1846
Document Number	20170026046
Instrument Date	Jul 14, 2017
Instrument	2017-0026046
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 E CENTRAL AVE, 555, ZEELAND, MI 49464-1846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 E CENTRAL AVE, ZEELAND, MI 49464-1846

Mortgage

Document Number	20170026047
Date	Jul 17, 2017
Instrument	2017-0026047

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,800 (+9.32%)	$389,600 (+9.32%)
2025	$7,487.00 (+68.82%)	$178,200 (+3.13%)	$356,400 (+3.13%)
2023		$172,800	$345,600
2022	$4,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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