555 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 555 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1880
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individuals on Record
Last Sale	$305,000 (Jun 2025)
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-478-004`

Property Details

APN / Parcel Number

Primary APN	`06-11-478-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-3673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADD SOUTH 4 RODS WEST 8 RODS LOT 1 BLK 33
Legal Subdivision	P J KIMBALL JRS 3RD ADD
Legal Block	33
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	561 DEERE PARK CIR, 107, BARTLETT, IL 60103-2813
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DAS ACQUISITION
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	202521172
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	0000042358
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 12, 2024
Property Address	555 DOUGLAS AVE, ELGIN, IL 60120-3673
Document Number	0000012070
Instrument Date	Apr 11, 2024
Instrument	2024K012070
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 DOUGLAS AVE, ELGIN, IL 60120-3673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 DOUGLAS AVE, ELGIN, IL 60120-3673

Mortgage

Document Number	0000012071
Date	Apr 12, 2024
Instrument	2024K012071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 3, 2021
Property Address	555 DOUGLAS AVE, ELGIN, IL 60120-3673
Document Number	0000042358
Instrument Date	May 3, 2021
Instrument	2021K042358
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19N045 HARMONY RD, HAMPSHIRE, IL 60140-8383

Mortgage

Document Number	0000042359
Date	Jun 3, 2021
Instrument	2021K042359

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	555 DOUGLAS AVE, ELGIN, IL 60120-3673
Document Number	0000008495
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 DOUGLAS AVE ELGIN IL 601203673, ELGIN, IL 60120-3673

Mortgage

Document Number	0000008495
Date	Mar 5, 2019
Instrument	8495

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,116.00 (+3.58%)	$75,072 (+8.57%) Land $15,914 Building $59,158	$225,306 (+8.57%) Land $47,761 Building $177,545
2024		$69,146 (+21.39%) Land $14,658 Building $54,488	$207,521 (+21.44%) Land $43,992 Building $163,529
2022	$4,939.00 (+17.18%)	$56,960 (+6.96%) Land $12,074 Building $44,886	$170,880 (+6.96%) Land $36,222 Building $134,658
2021	$4,215.00 Homeowner's exemption	$53,253 Land $11,288 Building $41,965	$159,759 Land $33,864 Building $125,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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