514 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 514 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,967 sqft · built 1881
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2017)
Tax Bill	$7,081 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-480-008`

Property Details

APN / Parcel Number

Primary APN	`06-11-480-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
Gross Area	3,251 sqft
Basement Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Architectural Style	Victorian
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	514 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN SOUTH 1/2 OF LOT 3 BLOCK 35
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	35
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 DOUGLAS AVE, ELGIN, IL 60120-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 5, 2017	Deed of Trust, Mortgage · VA Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 23, 2017	Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	201714848
Prior Transfer Date	Apr 24, 2012
Prior Transfer Doc	0000027171
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	514 DOUGLAS AVE, ELGIN, IL 60120-3632
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 DOUGLAS AVE, ELGIN, IL 60120-3632

Mortgage

Document Number	0000022623
Date	Jul 7, 2023
Instrument	2023K022623

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	514 DOUGLAS AVE, ELGIN, IL 60120-3632
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052496
Date	Oct 5, 2017
Instrument	2017K052496

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate	3.75%

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 23, 2017
Property Address	514 DOUGLAS AVE, ELGIN, IL 60120-3632
Document Number	0000014848
Instrument Date	Mar 2, 2017
Instrument	2017K014848
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 W MAIN ST, 218, WEST DUNDEE, IL 60118-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 DOUGLAS AVE, ELGIN, IL 60120-3632

Mortgage

Document Number	0000014849
Date	Mar 23, 2017
Instrument	2017K014849

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,081.00 (+15.84%) Homeowner's exemption	$100,827 (+8.57%) Land $18,005 Building $82,822	$302,602 (+8.57%) Land $54,037 Building $248,565
2024		$92,868 (+21.39%) Land $16,584 Building $76,284	$278,715 (+21.44%) Land $49,772 Building $228,944
2022	$6,113.00 (+4.59%) Homeowner's exemption	$76,501 (+6.96%) Land $13,661 Building $62,840	$229,503 (+6.96%) Land $40,983 Building $188,520
2021	$5,845.00 Homeowner's exemption	$71,523 Land $12,772 Building $58,751	$214,569 Land $38,316 Building $176,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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