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555 Davis St, Chipley, FL 32428 Property Records

Washington County property record for 555 Davis St, Chipley, FL 32428 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,171 sqft · built 1978
Lot Size0.228 acres (9,931 sqft)
Owner2 Individual Names on File
Last Sale$144,000 (Oct 2023)
Tax Bill$1,652 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN000028030010

Property Details

APN / Parcel Number

Primary APN000028030010
Alternative APNs
  • 00000000-00-2803-0010
  • 28030010

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,171 sqft Living Area
Gross Area1,400 sqft
1st Floor Area1,075 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,931 sqft (0.228 acres)
Lot Dimensions133 ft deep x 75 ft wide
Garage TypeCarport
Garage Area204 sqft
CarportCarport
Carport Area204 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address555 DAVIS ST
CityCHIPLEY
StateFL
Zip32428-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 ORB 1286 P 205 BEG. 225 S. 120.8 W. OF NEC OF LOT 12,RUN S.75,W.133.3 N. 75 E. 133.33 TO POB. BLK C,
Legal Range13W
Legal Township05S
Legal Section33
Legal SubdivisionHAGERMANS ADD
Legal Block10
Legal Lot Number12
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1019
Census Tract970103

Owner

Source: Washington County records · APN 000028030010

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address555 DAVIS ST, CHIPLEY, FL 32428-1029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING
Oct 26, 2023Warranty Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD
Sep 28, 2023Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC
Aug 05, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Apr 21, 2017Warranty Deed, Transfer · ARM
COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2023 · Amount on Record
Deed SaleOct 26, 2023 · Amount on Record
Prior SaleSep 28, 2023 · Amount on Record
Deed Document Number20237478
Deed Book / Page1286 / 205
Prior Transfer DateFeb 20, 2023
Prior Transfer Doc0000001300
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateJul 15, 2026
Property Address555 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0000005494
Book / Page1377 / 403
Instrument DateJul 10, 2026
Instrument20265494
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 DAVIS ST, CHIPLEY, FL 32428-1029

Mortgage

Document Number0000005494,
DateJul 15, 2026
Book Page1377/403
Instrument20265494
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.52%
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 26, 2023
Property Address555 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0067007478
Book / Page1286 / 205
Instrument DateOct 26, 2023
Instrument202367007478
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address623 CANDY KITCHEN RD, CHIPLEY, FL 32428-4312

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 DAVIS ST, CHIPLEY, FL 32428-1029

Mortgage

Document Number0000000207
DateOct 26, 2023
Instrument1286/207
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 28, 2023
Property Address555 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0067006826
Book / Page1284 / 100
Instrument DateSep 28, 2023
Instrument202367006826
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$487.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4493 RIVERBEND RD, MARIANNA, FL 32448-5464

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 DAVIS ST, CHIPLEY, FL 32428-1029

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address555 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0067006070
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 DAVIS ST CHIPLEY FL 324281029, CHIPLEY, FL 32428-1029

Mortgage

Document Number0067006070
DateAug 09, 2019
Book Page001152/000669
Instrument67006070
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 08, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 21, 2017
Property Address555 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0067002375
Book / Page1086 / 799
Instrument DateApr 19, 2017
Instrument201767002375
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyFLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 DAVIS ST, 555, CHIPLEY, FL 32428-1029

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 DAVIS ST, CHIPLEY, FL 32428-1029

Mortgage

Document Number0000000800
DateApr 21, 2017
Instrument1086/800
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term241 Months
DueMay 01, 2037
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2020
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate10.7%

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,652.00 (+6.51%) Homeowner's exemption Disabled Person's exemption$128,377 (+2.9%)$141,245 (+13.21%) Land $5,625 Building $135,620
2024$1,551.00 (-28.66%) Homeowner's exemption$124,759 (+12.04%) Land $5,625 Building $119,134$124,759 (+12.04%) Land $5,625 Building $119,134
2023$2,174.00 (+11.54%)$111,353 (+18.55%) Land $5,625 Building $105,728$111,353 (+18.55%) Land $5,625 Building $105,728
2022$1,949.00$93,929 Land $4,125 Building $89,804$93,929 Land $4,125 Building $89,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1994–2018)
Most Recent ClaimOct 2018, rainfall accumulation, Hurricane Michael

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
Wildstar NetworksFixed Wireless200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

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