551 Davis St, Chipley, FL 32428 Property Records

Washington County property record for 551 Davis St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,320 sqft · built 1978
Lot Size0.227 acres (9,931 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Oct 2020)
Tax Bill$1,450 (2025)
Deeds & MortgagesOct 2020 Sale
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN000028030008

Property Details

APN / Parcel Number

Primary APN000028030008
Alternative APN
  • 28030008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,320 sqft Heated Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,931 sqft (0.227 acres)
Lot Dimensions133 ft deep x 75 ft wide
FenceFence

Location & Zoning

Account Number000028030008
Street Address551 DAVIS ST
CityCHIPLEY
StateFL
Zip32428-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 ORB 1188 P 679 BEG. 75'S., 120.8' W. OF NEC OF LOT 12, RUN S.75', W.133.3', N 75', E.133.3' TO POB BLK C
Legal Range13W
Legal Township05N
Legal Section33
Legal SubdivisionHAGERMANS ADD
Legal BlockC
Legal Lot Number12
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1019
Census Tract970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address551 DAVIS ST, CHIPLEY, FL 32428-1029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 16, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONAL BANKING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Deed Document Number202067006972
Deed Book / Page1188 / 679
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 20, 2020
Property Address551 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0067006972
Book / Page001188 / 000679
Instrument DateOct 20, 2020
Instrument67006972
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 DAVIS ST CHIPLEY FL 324281029, CHIPLEY, FL 32428-1029

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address551 DAVIS ST, CHIPLEY, FL 32428-1029
Document Number0067006973
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 DAVIS ST CHIPLEY FL 324281029, CHIPLEY, FL 32428-1029

Mortgage

Document Number0067006973
DateOct 20, 2020
Book Page001188/000681
Instrument67006973
Lender
NameNATIONAL BANKING
TypeFunding / Finance Company
AddressJACKSON, MS 39225
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,450.00 (+6.54%) Homeowner's exemption$113,692 (+2.9%)$170,879 (+16.14%) Land $5,625 Building $165,254
2024$1,361.00 (+3.89%) Homeowner's exemption$110,488 (+3%)$147,134 (+9.42%) Land $5,625 Building $141,509
2023$1,310.00 (+4.47%) Homeowner's exemption$107,270 (+3%)$134,465 (+10.93%) Land $5,625 Building $128,840
2022$1,254.00 Homeowner's exemption$104,146$121,213 Land $4,125 Building $117,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1994–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Wildstar Networks
Fixed Wireless
200 / 50

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