Owen County property record for 555 Cull Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 1,432 sqft · built 2009 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (May 2017) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-00-00-037.08 |
| Primary APN | 049-00-00-037.08 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,432 sqft Living Area |
| Basement Area | 1,432 sqft |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Terrain | Rolling |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7904 |
|---|---|
| Street Address | 555 CULL RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-7000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.32 AC/HOUSE |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970201 |
Source: Owen County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 555 CULL RD, OWENTON, KY 40359-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Apr 5, 2023 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| May 15, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Prior Sale | Jul 13, 2009 · Amount on Record |
| Deed Document Number | 2017001375 |
| Deed Book / Page | DEED 250 / 099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 555 CULL RD, OWENTON, KY 40359-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M325/109 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | M325/109 |
| Instrument | 1164748 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | OWENTON, KY 40359 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 555 CULL RD, OWENTON, KY 40359-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG325/109 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | MTG 325/109 |
| Instrument | 20231164748 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | OWENTON, KY 40359 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 555 CULL RD, OWENTON, KY 40359-7000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PRIORITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | MTG269/679 |
|---|---|
| Date | May 16, 2017 |
| Book Page | MTG 269/679 |
| Instrument | 2017001386 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | HOUSTON, TX 77098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | May 15, 2017 |
| Property Address | 555 CULL RD, OWENTON, KY 40359-7000 |
| Document Number | DEED250/099 |
| Book / Page | DEED 250 / 099 |
| Instrument Date | May 4, 2017 |
| Instrument | 2017001375 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 555 CULL RD, 555, OWENTON, KY 40359-7000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 555 CULL RD, OWENTON, KY 40359-7000 |
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,253.00 (+1.81%) | $187,500 (-) | $187,500 (-) |
| 2023 | $2,213.00 | $187,500 | $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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