Owen County property record for 475 Cull Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 2,265 sqft · built 2005 |
| Lot Size | 14.6 acres (635,976 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (May 2019) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | May 2019 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-00-00-037.06 |
| Primary APN | 049-00-00-037.06 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,265 sqft Living Area |
| Basement Area | 1,287 sqft |
| Unfinished Basement | 1,287 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 635,976 sqft (14.6 acres) |
| Terrain | Rolling |
| Garage Area | 475 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 12715 |
|---|---|
| Street Address | 475 CULL RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14.6050 AC/HOUSE |
| Legal Subdivision | CLARENCE W WARE PROP 2 |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970201 |
Source: Owen County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2019 | Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA |
| May 3, 2019 | Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA |
| Aug 5, 2020 | Deed, Transfer |
| May 3, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on Record |
| Deed Sale | May 3, 2019 · Amount on Record |
| Prior Sale | Jun 5, 2006 · Amount on Record |
| Deed Document Number | 20191129 |
| Deed Book / Page | 256 / 294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG283/339 |
|---|---|
| Date | May 3, 2019 |
| Book Page | MTG 283/339 |
| Instrument | 2019001132 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Amount | Amount Recorded |
|---|---|
| Term | 189 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG283/335 |
|---|---|
| Date | May 3, 2019 |
| Book Page | MTG 283/335 |
| Instrument | 2019001131 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Funding / Finance Company |
| Address | 34390 |
| Amount | Amount Recorded |
|---|---|
| Term | 53 Months |
| Due | Oct 1, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | Aug 5, 2020 |
| Property Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Document Number | DEED260/189 |
| Book / Page | DEED 260 / 189 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020002023 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 CULL RD, 475, OWENTON, KY 40359-8771 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | May 3, 2019 |
| Property Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Document Number | DEED256/294 |
| Book / Page | DEED 256 / 294 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019001129 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 TODD LN, 755, NEW LIBERTY, KY 40355-9002 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 475 CULL RD, OWENTON, KY 40359-8771 |
| Investor | Possibly a Property Investor |
| Document Number | MTG283/327 |
|---|---|
| Date | May 3, 2019 |
| Book Page | MTG 283/327 |
| Instrument | 2019001130 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2034 |
Source: Owen County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,419.00 (+2.07%) | $201,600 (+0.3%) | $201,600 (+0.3%) |
| 2023 | $2,370.00 | $201,000 | $201,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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