Sumter County property record for 555 Carrera Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 2,052 sqft · built 1997 |
| Lot Size | 0.185 acres (8,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,500 (Nov 2001) |
| Tax Bill | $3,680 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131823D13M027 |
| Primary APN | 131823D13M027 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,052 sqft Living Area |
|---|---|
| Gross Area | 2,804 sqft |
| 1st Floor Area | 2,052 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 8,052 sqft (0.185 acres) |
| Lot Dimensions | 122 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 36 sqft |
| Porch | Slab |
| Porch Area | 242 sqft |
| Street Address | 555 CARRERA DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 THE VILLAGES OF SUMTER UNIT NO 15 PB 4 PGS 128-128B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 27 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 910800 |
555 Carrera Dr is owned and occupied by an individual who acquired it in March 2018.
Source: Sumter County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 555 CARRERA DR, LADY LAKE, FL 32159-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 9, 2021 | Intrafamily Transfer, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Feb 4, 2019 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Feb 4, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 29, 2018 | Quit Claim Deed, Transfer MARKET PLACE TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2001 · Amount on File |
| Deed Sale | Nov 13, 2001 · Amount on File |
| Prior Sale | Apr 15, 1997 · Amount on File |
| Deed Book / Page | 925 / 367 |
| Last Transfer Date | Mar 8, 2018 |
| Transfer Doc | 0033880172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 555 CARRERA DR, THE VILLAGES, FL 32159-9248 |
| Document Number | 0040920276 |
| Book / Page | 4092 / 276 |
| Map Reference | MB 4 PG128&128A&128B |
| Instrument Date | Aug 23, 2021 |
| Instrument | 202160049767 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 CARRERA DR, THE VILLAGES, FL 32159-9248 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 555 CARRERA DR, THE VILLAGES, FL 32159-9248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0035560472 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 3556/0472 |
| Instrument | 201960014904 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2020 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 555 CARRERA DR, THE VILLAGES, FL 32159-9248 |
| Document Number | 0035190772 |
| Book / Page | 003519 / 000772 |
| Instrument Date | Oct 28, 2018 |
| Instrument | 60003584 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 555 CARRERA DR LADY LAKE FL 321599248, LADY LAKE, FL 32159-9248 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 555 CARRERA DR, THE VILLAGES, FL 32159-9248 |
| Document Number | 0035190770 |
| Book / Page | 003519 / 000770 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 60003583 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 555 CARRERA DR, THE VILLAGES, FL 32159-9248 |
| Document Number | 0033880172 |
| Book / Page | 003388 / 000172 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 60010646 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | MARKET PLACE TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 555 Carrera Dr was $3,680 with a homeowner's exemption, up 1.4% from the year before.
Source: Sumter County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,680.00 (+1.38%) Additional exemption filed | $328,040 | $407,340 Land $80,520 Building $326,820 |
| 2024 | $3,630.00 (+8.75%) | ||
| 2023 | $3,338.00 (+3.09%) Additional exemption filed | $309,520 (+3%) | $422,830 (+4.7%) Land $80,520 Building $342,310 |
| 2022 | $3,238.00 Homeowner's exemption | $300,510 | $403,850 Land $64,420 Building $339,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Carrera Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Carrera Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
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