Sumter County property record for 545 Carrera Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 2,190 sqft · built 1997 |
| Lot Size | 0.177 acres (7,722 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Jun 2026) |
| Tax Bill | $3,175 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 131823D13M022 |
| Primary APN | 131823D13M022 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,190 sqft Living Area |
|---|---|
| Gross Area | 2,942 sqft |
| 1st Floor Area | 2,190 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 7,722 sqft (0.177 acres) |
| Lot Dimensions | 117 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 382 sqft |
| Street Address | 545 CARRERA DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 THE VILLAGE OF SUMTER UNIT NO. 15 PLAT BOOK 4 PAGES 128-128B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGE OF SUMTER |
| Legal Lot Number | 22 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 910800 |
Source: Sumter County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 CARRERA DR, LADY LAKE, FL 32159-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Jun 11, 2026 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Dec 17, 2009 · Amount on Record |
| Deed Document Number | 202629748 |
| Deed Book / Page | 5149 / 634 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0022410361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 545 CARRERA DR, LADY LAKE, FL 32159-9248 |
| Document Number | 0000029748 |
| Book / Page | 5149 / 634 |
| Instrument Date | May 29, 2026 |
| Instrument | 202629748 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 CARRERA DR, LADY LAKE, FL 32159-9248 |
| Document Number | 0000029749, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202629749 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 545 CARRERA DR, LADY LAKE, FL 32159-9248 |
| Document Number | 0000029745 |
| Book / Page | 5149 / 630 |
| Instrument Date | May 21, 2026 |
| Instrument | 202629745 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,175.00 (+1.41%) Homeowner's exemption Widower's exemption | $282,640 (+5.98%) | $363,560 (-3.14%) Land $77,220 Building $286,340 |
| 2024 | $3,131.00 (+10.17%) | ||
| 2023 | $2,842.00 (+1.46%) Additional exemption filed | $266,680 (+3%) | $375,330 (+3.72%) Land $77,220 Building $298,110 |
| 2022 | $2,801.00 Homeowner's exemption Widower's exemption | $258,920 | $361,880 Land $61,780 Building $300,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
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