555 Braddock Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 555 Braddock Ave, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,161 sqft · built 1966
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Nov 2020)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-018286`

Property Details

APN / Parcel Number

Primary APN	`29-018286`
Alternative APN	`018286`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,161 sqft Total Area
1st Floor Area	216 sqft
Basement Area	1,161 sqft
Finished Basement	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	018286
Street Address	555 BRADDOCK AVE
City	CUMBERLAND
State	MD
Zip	21502-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	555 BRADDOCK AVE PT LOT 48 100X125 W CASH VALLEY RD
Legal Subdivision	NATIONAL HWY ADD
Legal Lot Number	48
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1012
Census Tract	1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 BRADDOCK AVE, CUMBERLAND, MD 21502-7208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Apr 8, 2005 · Amount on Record
Deed Book / Page	2606 / 447
Transfer Doc	0000000546
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 18, 2020
Property Address	555 BRADDOCK AVE, LAVALE, MD 21502-7208
Document Number	0026060447
Book / Page	002606 / 000447
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTICUS TITLE SERVICES LLC, ATTICUS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	555 BRADDOCK AVE CUMBERLAND MD 215027208, CUMBERLAND, MD 21502-7208

Mortgage

Document Number	26060454
Date	Nov 18, 2020
Book Page	002606/000454

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,800 (+32.22%)	$253,600 (+26.67%) Land $32,500 Building $221,100
2025	$1,984.00 (+23.92%) Homeowner's exemption
2023	$1,601.00 Homeowner's exemption	$178,333	$200,200 Land $28,700 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20