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554 Braddock Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 554 Braddock Ave, Lavale, MD 21502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,302 sqft · built 1949
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2023)
Tax Bill$1,616 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-034818

Property Details

APN / Parcel Number

Primary APN29-034818
Alternative APN
  • 034818

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,302 sqft Total Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area234 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number034818
Street Address554 BRADDOCK AVE
CityCUMBERLAND
StateMD
Zip21502-7209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description554 BRADDOCK AVE LOT 3 50X140 BURKHART ADDN
Legal SubdivisionBURKHART ADD
Legal Lot Number3
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1012
Census Tract1402

Owner

Source: Allegany County records · APN 29-034818

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address554 BRADDOCK AVE, CUMBERLAND, MD 21502-7209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST PEOPLES CFCU
Aug 09, 2023Deed, Transfer · Conventional Mortgage
FIRST PEOPLES COMMUNITY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Prior SaleMay 11, 2010 · Amount on Record
Deed Book / Page2898 / 445
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address554 BRADDOCK AVE, LAVALE, MD 21502-7209
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13901 CALVARY CT, ELLERSLIE, MD 21529-1166

Mortgage

Document Number002898-0474
DateAug 09, 2023
Book Page2898/474
Lender
NameFIRST PEOPLES CFCU
TypeCredit Union
AddressCUMBERLAND, MD 21502
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateAug 09, 2023
Property Address554 BRADDOCK AVE, LAVALE, MD 21502-7209
Document Number002898-0445
Book / Page2898 / 445
Map ReferencePL 139
Instrument DateJul 26, 2023
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyELEVATED SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 BRADDOCK AVE, CUMBERLAND, MD 21502-7209

Mortgage

Document Number002898-0451
DateAug 09, 2023
Book Page2898/451
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$140,767 (+15.16%)$148,200 (+17.71%) Land $18,200 Building $130,000
2025$1,616.00 (+21.69%) Homeowner's exemption
2023$1,328.00 Homeowner's exemption$122,233 (+3.09%)$125,900 (-) Land $16,100 Building $109,800
2022$118,567$125,900 Land $16,100 Building $109,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
Skypacket NetworksFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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