Tama County property record for 555 2nd St, Traer, IA 50675
| Property Type | Commercial |
|---|---|
| Details | 5,240 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Nov 2025) |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.132.017 |
| Primary APN | 07.10.132.017 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,240 sqft Building Perimeter |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 555 2ND ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1138 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 1 & 2 BLK 13 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 13 |
| Legal Lot Number | 1-2 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 290200 |
555 2nd St, a commercial property, is owned by a company that bought it in November 2025.
Source: Tama County records, as of September 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 555 2ND ST, TRAER, IA 50675-1138 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Mar 6, 2024 | Deed of Trust, Mortgage FIDELITY BANK & TRUST |
| Nov 4, 2025 | Warranty Deed, Transfer TITLE SERVICES CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Dec 28, 2023 · Amount on File |
| Deed Document Number | 20252855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 555 2ND ST, TRAER, IA 50675-1138 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020190283 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019-0283 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 555 2ND ST, TRAER, IA 50675-1138 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 MICHIGAN AVE W, BATTLE CREEK, MI 49017-3601 |
| Document Number | 0020240512 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024-0512 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | JANESVILLE, IA 50647 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Nov 4, 2025 |
| Property Address | 555 2ND ST, TRAER, IA 50675-1138 |
| Document Number | 0020252855 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025-2855 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 2ND ST, TRAER, IA 50675-1138 |
The 2025 property tax bill for 555 2nd St was $1,284.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 | $65,220 Land $5,520 Building $59,700 | $65,220 Land $5,520 Building $59,700 |
| 2023 | $49,440 Land $5,520 Building $43,920 | $49,440 Land $5,520 Building $43,920 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 555 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 555 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Traer Municipal Utilities.
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