Tama County property record for 549 2nd St, Traer, IA 50675
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,660 sqft · built 1901 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,146 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.132.018 |
| Primary APN | 07.10.132.018 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 6,660 sqft Building Perimeter |
| 1st Floor Area | 2,220 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Lot Area | 3,615 sqft (0.083 acres) |
| Street Address | 549 2ND ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1100 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | W 15' LOT 4 & E 15' LOT 5 BLK 13 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 13 |
| Legal Lot Number | 4-5 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 290200 |
549 2nd St, a commercial property, is owned by an individual.
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2559 155TH ST, TRAER, IA 50675-9565 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 549 2nd St was $3,146.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,146.00 | $159,700 Land $4,140 Building $155,560 | $159,700 Land $4,140 Building $155,560 |
| 2023 | $118,760 Land $4,140 Building $114,620 | $118,760 Land $4,140 Building $114,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 549 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile, Traer Municipal Utilities.
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