Jefferson County property record for 5549 Cathwick Trce, Mc Calla, AL 35111
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,106 sqft · built 2021 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,900 (Nov 2022) |
| Tax Bill | $1,588 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-00-01-1-000-008.093 |
| Primary APN | 43-00-01-1-000-008.093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 324 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 450361 |
|---|---|
| Street Address | 5549 CATHWICK TRCE |
| City | MC CALLA |
| State | AL |
| Zip | 35111-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | LOT 402 OF CHESHIRE PARC PHASE II-F 50/85 OF SEC 1 TSP 20S R 5W |
| Legal Range | 05W |
| Legal Township | 20S |
| Legal Section | 01 |
| Legal Subdivision | CHESHIRE PARC PHASE I I - F |
| Legal Phase | II-F |
| Legal Lot Number | 402 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 14207 |
Source: Jefferson County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 660 VALLEY CREST DR, K206, BIRMINGHAM, AL 35215-6962 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Nov 1, 2022 | Warranty Deed, Transfer · VA Mortgage CADENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Nov 1, 2022 · Amount on Record |
| Deed Document Number | 2022112336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 5549 CATHWICK TRCE, MC CALLA, AL 35111-5016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000078791 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021078791 |
| Name | SOUTHPOINT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Nov 1, 2022 |
| Property Address | 5549 CATHWICK TRCE, MC CALLA, AL 35111-5016 |
| Document Number | 0000112336 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022112336 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 VALLEY CREST DR APT K206, K206, BIRMINGHAM, AL 35215-6962 |
| Document Number | 0000112337 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022112337 |
| Name | CADENCE BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,588.00 (+2.78%) Homeowner's exemption | $32,760 (-1.15%) | $327,600 (-1.15%) Land $51,600 Building $276,000 |
| 2024 | $1,545.00 (+27.37%) | ||
| 2023 | $33,140 Land $4,000 Building $29,140 | $331,400 Land $40,000 Building $291,400 | |
| 2022 | $1,213.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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