5540 Cathwick Trce, Mc Calla, AL 35111 Property Records

Jefferson County property record for 5540 Cathwick Trce, Mc Calla, AL 35111

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,450 sqft · built 2021
Owner2 Individual Names on Record
Last Sale$232,327 (Dec 2020)
Tax Bill$1,146 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN43-00-01-1-000-008.070

Property Details

APN / Parcel Number

Primary APN43-00-01-1-000-008.070
Alternative APN
  • 450360

Interior

Bedrooms4 Beds
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,450 sqft Adjusted Area
Gross Area5,184 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number450360
Street Address5540 CATHWICK TRCE
CityMC CALLA
StateAL
Zip35111-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionLOT 379 OF CHESHIRE PARC PHASE II-F 50/85 OF SEC 1 TSP 20S R 5W
Legal SubdivisionCHESHIRE PARC PHASE I I - F
Legal Phase2-F
Legal Lot Number379
JurisdictionJEFFERSON AL
Township / Civil DivisionGREENWOOD
Census Block Group3
Census Block3010
Census Tract14207

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5540 CATHWICK TRCE, MC CALLA, AL 35111-5017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Deed Document Number2021001025
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address5540 CATHWICK TRCE, MC CALLA, AL 35111-5017
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 CATHWICK TRCE, MC CALLA, AL 35111-5017

Mortgage

Document Number0000000748
DateJan 4, 2024
Instrument2024000748
Lender
NameMIDFIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,146.00 (+38.07%) Homeowner's exemption$23,940 (+4.18%)$239,300 (+4.18%) Land $51,600 Building $187,700
2023$22,980 Land $4,002 Building $18,978$229,700 Land $40,000 Building $189,700
2022$830.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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