Monroe County property record for 5548 Wildwood Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,428 sqft · built 1993 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (May 2026) |
| Tax Bill | $5,473 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-281-004-000 |
| Primary APN | 08-20-281-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,428 sqft Building Perimeter |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 196 sqft |
| Basement Area | 980 sqft |
| Unfinished Basement | 980 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 109,336 sqft (2.51 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 3,322 sqft |
| Porch | Slab |
| Porch Area | 382 sqft |
| Patio Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5548 WILDWOOD DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 17 COVERED BRIDGE ESTATES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 600401 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11957 S 172ND AVE, GOODYEAR, AZ 85338-6506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| May 4, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Deed Document Number | 2026442397 |
| Prior Transfer Date | Dec 13, 2017 |
| Prior Transfer Doc | 0000393639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 4, 2026 |
| Property Address | 5548 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Number | 0000442397 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.442397 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,361.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11957 S 172ND AVE, GOODYEAR, AZ 85338-6506 |
| Document Number | 0000442397, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.442397 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 195 Months |
| Due | Aug 1, 2042 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 4, 2026 |
| Property Address | 5548 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Number | 0000442398 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026442398 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5548 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Number | 0000442398, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026442398 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 195 Months |
| Due | Aug 1, 2042 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,260 (+3.89%) Land $16,620 Building $97,640 | $342,780 (+3.89%) Land $49,860 Building $292,920 | |
| 2024 | $5,473.00 | $109,982 (+31.17%) Land $17,552 Building $92,430 | $329,946 (+31.17%) Land $52,656 Building $277,290 |
| 2022 | Additional exemption filed | $83,850 Land $16,620 Building $67,230 | $251,550 Land $49,860 Building $201,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
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