Monroe County property record for 5542 Wildwood Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 1,542 sqft · built 1991 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (May 2026) |
| Tax Bill | $7,910 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-281-003-000 |
| Primary APN | 08-20-281-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,542 sqft Building Perimeter |
| 1st Floor Area | 910 sqft |
| Upper Floors Area | 632 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 534 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 703 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | 135 sqft |
| Patio Area | 1,255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5542 WILDWOOD DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 18 COVERED BRIDGE ESTATES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 600401 |
5542 Wildwood Dr is owned by two individuals who bought it in May 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1316 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Sep 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Oct 13, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Nov 5, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Deed Document Number | 2026442515 |
| Prior Transfer Date | Sep 19, 2022 |
| Prior Transfer Doc | 0000426513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 12, 2026 |
| Property Address | 5542 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Number | 0000442515 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.442515 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,262.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1316 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Investor | Possibly a Property Investor |
| Document Number | 0000442515, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026.442515 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5542 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439185 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 439185 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 13, 2022 |
| Property Address | 5542 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Number | 0000426513 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 426513 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5542 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 5, 2021 |
| Property Address | 5542 WILDWOOD DR, WATERLOO, IL 62298-3159 |
| Document Number | 0000420800 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 420800 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5542 WILDWOOD DR, WATERLOO, IL 62298-3159 |
The 2025 property tax bill for 5542 Wildwood Dr was $7,910, up 7.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,910.00 (+7.52%) | $137,500 (+3.9%) Land $16,580 Building $120,920 | $412,500 (+3.9%) Land $49,740 Building $362,760 |
| 2024 | $7,357.00 | $132,340 Land $17,510 Building $114,830 | $397,020 Land $52,530 Building $344,490 |
| 2022 | Additional exemption filed | $101,410 Land $16,580 Building $84,830 | $304,230 Land $49,740 Building $254,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5542 Wildwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5542 Wildwood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
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