Montague County property record for 5548 US Hwy 82 E, Saint Jo, TX 76265
| Property Type | Single Family Home |
|---|---|
| Details | 600 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,600 (Oct 2025) |
| Tax Bill | $2,909 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000010762 |
| Primary APN | R000010762 |
|---|---|
| Alternative APN |
|
| Building Area | 600 sqft Total Area |
|---|---|
| Upper Floors Area | 276 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 20424.0000.0000.0050 |
|---|---|
| Street Address | 5548 US HIGHWAY 82 E |
| City | SAINT JO |
| State | TX |
| Zip | 76265-1654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 1.000 AB 424 M B LEWIS |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | ST. JO |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 950100 |
5548 US Hwy 82 E is owned by two individuals who bought it in October 2025.
Source: Montague County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1011 N COMMERCE ST, GAINESVILLE, TX 76240-3218 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Oct 1, 2025 |
| Deed Document Number | 20253966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 5548 US HIGHWAY 82 E, SAINT JO, TX 76265-1654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002503967 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2503967 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WICHITA FALLS, TX 76308 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 8% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 14% |
The 2026 property tax bill for 5548 US Hwy 82 E was $2,909, up 396.4% from the year before.
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Saint Jo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,909.00 (+396.42%) | $187,930 (+53.35%) Land $70,640 Building $117,290 | $187,930 (+53.35%) Land $70,640 Building $117,290 |
| 2025 | $586.00 | $122,550 Land $22,500 Building $100,050 | $122,550 Land $22,500 Building $100,050 |
| 2023 | $89,610 Land $22,500 Building $67,110 | $89,610 Land $22,500 Building $67,110 | |
| 2022 | $338.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5548 US Hwy 82 E in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1993–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5548 US Hwy 82 E is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
5G (outdoors only) and 4G LTE
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