5492 US Hwy 82 E, Saint Jo, TX 76265 Property Records

Montague County property record for 5492 US Hwy 82 E, Saint Jo, TX 76265

Property Summary

Property Type	Rural Home
Details	1,728 sqft · built 1940
Lot Size	0.939 acres (40,903 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,255 (2026)
Flood Zone	Zone X (minimal risk)
APN	`R000010765`

Property Details

APN / Parcel Number

Primary APN	`R000010765`
Alternative APN	`20424.0000.0000.0175`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	3,073 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	40,903 sqft (0.939 acres)
Porch	Porch
Porch Area	144 sqft

Location & Zoning

Account Number	20424.0000.0000.0175
Street Address	5492 US HIGHWAY 82 E
City	SAINT JO
State	TX
Zip	76265-1633
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACRES: 0.939 AB 424 M B LEWIS
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	1
Census Block	1135
Census Tract	950100

Owner

5492 US Hwy 82 E, a rural home, is owned and occupied by two individuals.

Source: Montague County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 563, SAINT JO, TX 76265-0563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5492 US Hwy 82 E was $2,255 with a homeowner's exemption, up 317.6% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,255.00 (+317.59%) Homeowner's exemption	$145,664 (-7.49%)	$161,920 (+2.84%) Land $25,860 Building $136,060
2025	$540.00 Homeowner's exemption	$157,450 Land $21,130 Building $136,320	$157,450 Land $21,130 Building $136,320
2023		$120,300 Land $21,130 Building $99,170	$120,300 Land $21,130 Building $99,170
2022	$412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5492 US Hwy 82 E in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1993–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5492 US Hwy 82 E is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20