5548 Oak Pointe Dr, Imperial, MO 63052 Property Records

Jefferson County property record for 5548 Oak Pointe Dr, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1987
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,800 (Jan 2020)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-08.0-4-003-034.27`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-08.0-4-003-034.27`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5548 OAK POINTE DR
City	IMPERIAL
State	MO
Zip	63052-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	OAK POINTE LOT 41
Legal Range	6E
Legal Township	42N
Legal Section	08
Legal Subdivision	OAK POINTE
Legal Block	2
Legal Lot Number	41
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2016
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5548 OAK POINTE DR, IMPERIAL, MO 63052-1762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 16, 2020	Quit Claim Deed, Transfer ROYAL UNITED MTG
Dec 21, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Mar 3, 1998 · Amount on Record
Deed Document Number	20201944
Prior Transfer Date	Oct 7, 1997
Prior Transfer Doc	0795000979
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5548 OAK POINTE DR, IMPERIAL, MO 63052-1762
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5548 OAK POINTE DR, IMPERIAL, MO 63052-1762

Mortgage

Document Number	2021R041101
Date	Sep 17, 2021
Instrument	2021R-041101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5548 OAK POINTE DR, IMPERIAL, MO 63052-1762
Document Number	0000047480
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5548 OAK POINTE DR IMPERIAL MO 630521762, IMPERIAL, MO 63052-1762

Mortgage

Document Number	0000047480
Date	Dec 9, 2020
Instrument	47480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 16, 2020
Property Address	5548 OAK POINTE DR, IMPERIAL, MO 63052-1762
Document Number	0000001944
Instrument Date	Nov 1, 2019
Instrument	1944
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5548 OAK POINTE DR IMPERIAL MO 630521762, IMPERIAL, MO 63052-1762

Mortgage

Document Number	1945
Date	Jan 16, 2020
Instrument	1945

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5548 OAK POINTE DR, IMPERIAL, MO 63052-1762
Document Number	0000040790
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5548 OAK POINTE DR IMPERIAL MO 630521762, IMPERIAL, MO 63052-1762

Mortgage

Document Number	0000040790
Date	Dec 28, 2017
Instrument	40790

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,100 (-) Land $3,400 Building $22,700	$137,300 (-) Land $17,800 Building $119,500
2025	$1,949.00 (+7.03%)	$26,100 (+9.66%) Land $3,400 Building $22,700	$137,300 (-) Land $17,800 Building $119,500
2024	$1,821.00 (+0.66%)		$137,300 (+9.58%) Land $17,800 Building $119,500
2023	$1,809.00	$23,800 Land $3,400 Building $20,400	$125,300 Land $17,800 Building $107,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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