5545 Oak Pointe Dr, Imperial, MO 63052 Property Records

Jefferson County property record for 5545 Oak Pointe Dr, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1987
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,231 (Feb 2023)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-08.0-4-003-034.21`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-08.0-4-003-034.21`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Stoop
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5545 OAK POINTE DR
City	IMPERIAL
State	MO
Zip	63052-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	OAK POINTE LOT 5
Legal Range	6E
Legal Township	42N
Legal Section	08
Legal Subdivision	OAK POINTE
Legal Block	2
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2016
Census Tract	700115

Owner

Source: Jefferson County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5545 OAK POINTE DR, IMPERIAL, MO 63052-1761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	20234176
Prior Transfer Date	Sep 20, 2004
Prior Transfer Doc	0000055533
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Aug 18, 2026
Property Address	5545 OAK POINTE DR, IMPERIAL, MO 63052-1761
Document Number	0000022695
Instrument Date	Aug 13, 2026
Instrument	202622695
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 OAK POINTE DR, IMPERIAL, MO 63052-1761
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022695,
Date	Aug 18, 2026
Instrument	202622695

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 22, 2023
Property Address	5545 OAK POINTE DR, IMPERIAL, MO 63052-1761
Document Number	0000004176
Map Reference	MB 86 PG 24
Instrument Date	Feb 15, 2023
Instrument	2023R-004176
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1172 OAK HOLLOW DR, IMPERIAL, MO 63052-3455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 OAK POINTE DR, IMPERIAL, MO 63052-1761

Mortgage

Document Number	0000004177
Date	Feb 22, 2023
Instrument	2023R-004177

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,300 (-) Land $3,400 Building $23,900	$143,600 (-) Land $17,800 Building $125,800
2025	$2,039.00 (+6.87%)	$27,300 (+8.76%) Land $3,400 Building $23,900
2024			$143,600 (+8.71%) Land $17,800 Building $125,800
2023	$1,908.00	$25,100 Land $3,400 Building $21,700	$132,100 Land $17,800 Building $114,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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