5548 Fallon Ct, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 5548 Fallon Ct, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,291 sqft · built 1991
Lot Size0.546 acres (23,819 sqft)
OwnerIndividual Name on Record
Last Sale$1,075,000 (Dec 2019)
Tax Bill$12,011 (2023)
Deeds & MortgagesJan 2023 Line of Credit
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN211-551-22

Property Details

APN / Parcel Number

Primary APN211-551-22

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,291 sqft Heated Area
Gross Area5,163 sqft
1st Floor Area2,589 sqft
Upper Floors Area1,702 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area23,819 sqft (0.546 acres)
Garage Area506 sqft
PorchPorch
Porch Area366 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number211-551-22
Street Address5548 FALLON CT
CityCHARLOTTE
StateNC
Zip28226-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL63 B1 M23-987
Legal SubdivisionSUMMERLAKE
Legal Block1
Legal Lot Number63
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract3020

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5548 FALLON CT, CHARLOTTE, NC 28226-5629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC
Mar 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Dec 17, 2019Warranty Deed, Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC
Mar 1, 2017Warranty Deed, Transfer · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2019 · Amount on Record
Deed SaleDec 17, 2019 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Document Number0000172286
Deed Book / Page34131 / 321
Last Transfer DateMar 10, 2020
Transfer Doc0000034224
Record UpdatedJun 7, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5548 FALLON CT, CHARLOTTE, NC 28226-5629
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000005195
DateJan 20, 2023
Book Page37892/785
Instrument2023005195
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5548 FALLON CT, CHARLOTTE, NC 28226-5629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMASTER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144656
DateSep 9, 2020
Book Page35031/769
Instrument2020144656
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28262
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 10, 2020
Property Address5548 FALLON CT, CHARLOTTE, NC 28226-5629
Document Number0000034224
Book / Page34357 / 878
Instrument DateMar 5, 2020
Instrument2020034224
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13514 CLIFFHAVEN LN, HUNTERSVILLE, NC 28078-9711

Mortgage

Document Number0000034225
DateMar 10, 2020
Instrument2020034225
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 17, 2019
Property Address5548 FALLON CT, CHARLOTTE, NC 28226-5629
Document Number0000172286
Book / Page34131 / 321
Map ReferenceMB 23 PG 987
Instrument DateDec 5, 2019
Instrument2019172286
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5548 FALLON CT, 5548, CHARLOTTE, NC 28226-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address5548 FALLON CT, CHARLOTTE, NC 28226-5629

Mortgage

Document Number0000172287
DateDec 17, 2019
Instrument2019172287
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 1, 2017
Property Address5548 FALLON CT, CHARLOTTE, NC 28226-5629
Document Number0000026737
Book / Page31605 / 541
Map ReferenceMB23 PG987
Instrument DateMar 1, 2017
Instrument2017026737
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2823 PROVIDENCE RD UNIT 273, 2823, CHARLOTTE, NC 28211-2281

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000026738
DateMar 1, 2017
Instrument2017026738
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateApr 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims10 (2008–2024)
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Fallon Ct

Nearby Streets

Search Property Records by Address or Parcel Number