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5538 Fallon Ct, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 5538 Fallon Ct, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,407 sqft · built 1995
Lot Size0.539 acres (23,490 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Nov 2004)
Tax Bill$10,546 (2023)
Deeds & MortgagesJun 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN211-551-27

Property Details

APN / Parcel Number

Primary APN211-551-27

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,407 sqft Heated Area
Gross Area5,364 sqft
1st Floor Area3,156 sqft
Upper Floors Area1,251 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialWood
Lot Area23,490 sqft (0.539 acres)
Garage Area576 sqft
PorchPorch
Porch Area381 sqft
Deck Area666 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number211-551-27
Street Address5538 FALLON CT
CityCHARLOTTE
StateNC
Zip28226-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL64 B1 M23-987
Legal SubdivisionSUMMERLAKE MAP 02 PH 02
Legal Block1
Legal Lot Number64
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract3020

Owner

5538 Fallon Ct is owned and occupied by two individuals who bought it in November 2004.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address5538 FALLON CT, CHARLOTTE, NC 28226-5629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2004 · Amount on File
Deed SaleNov 22, 2004 · Amount on File
Prior SaleJun 28, 2000 · Amount on File
Deed Document Number0018029326
Deed Book / Page18029 / 326
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5538 FALLON CT, CHARLOTTE, NC 28226-5629
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108088
DateJun 2, 2021
Book Page36134/875
Instrument2021108088
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5538 FALLON CT, CHARLOTTE, NC 28226-5629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMOREHEAD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025270
DateMar 5, 2018
Book Page32505/494
Instrument2018025270
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 5538 Fallon Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims10 (2008–2024)
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5538 Fallon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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