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5548 Debbie Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5548 Debbie Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,346 sqft · built 1984
Lot Size0.332 acres (14,462 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Sep 2022)
Tax Bill$1,886 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-2N-28-0350-00B00-0190

Property Details

APN / Parcel Number

Primary APN32-2N-28-0350-00B00-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,346 sqft Heated Area
Gross Area1,946 sqft
1st Floor Area1,802 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Exterior MaterialWood Siding
Foundation TypeMasonry
Roof MaterialShingle
Lot Area14,462 sqft (0.332 acres)
Lot Dimensions1,450 ft deep x 1,000 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area16 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number322N28035000B000190
Street Address5548 DEBBIE DR
CityMILTON
StateFL
Zip32570-8288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBERRYHILL ESTATES LOT 19 BLK B AS DES IN OR 4325 PG 715
Legal Range28W
Legal Township02N
Legal Section32
Legal SubdivisionBERRYHILL ESTATES
Legal BlockB
Legal Lot Number19
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3025
Census Tract10504

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5548 DEBBIE DR, MILTON, FL 32570-8288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Warranty Deed, Transfer · Conventional Mortgage
CLEAREDGE LENDING LLC
Nov 18, 2019Grant Deed, Transfer · FHA Mortgage
RELIANCE FIRST CAP
May 23, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Prior SaleNov 18, 2019 · Amount on Record
Deed Document Number202252628
Deed Book / Page4325 / 715
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 12, 2022
Property Address5548 DEBBIE DR, MILTON, FL 32570-8288
Document Number0043250715
Book / Page4325 / 715
Map ReferenceMB C PG 124
Instrument DateSep 1, 2022
Instrument202252628
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5548 DEBBIE DR, 5548, MILTON, FL 32570-8288

Transferred To (Grantee/Buyer)

NameVerified Name
Address5841 TIMBERLINE DR, MILTON, FL 32570-7906

Mortgage

Document Number0004325717
DateSep 12, 2022
Instrument4325/717
Lender
NameCLEAREDGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateNov 18, 2019
Property Address5548 DEBBIE DR, MILTON, FL 32570-8288
Document Number0038910531
Book / Page003891 / 000531
Instrument DateNov 14, 2019
Instrument52021
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyTRADITIONS TITLE AND ESCROW LLC, TRADITIONS TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5548 DEBBIE DR MILTON FL 325708288, MILTON, FL 32570-8288

Mortgage

Document Number38910534
DateNov 18, 2019
Book Page003891/000534
Instrument52022
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateMay 23, 2018
Property Address5548 DEBBIE DR, MILTON, FL 32570-8288
Document Number0037300902
Book / Page003730 / 000902
Instrument DateMay 10, 2018
Instrument21076
Transaction TypeForeclosure
Record UpdatedAug 3, 2018

Transaction

AmountAmount Recorded
Tax$623.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address16745 W BERNARDO DR SAN DIEGO CA 921271907, SAN DIEGO, CA 92127-1907

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,886.00 (+0.96%)$156,168 (+2.69%) Land $19,000 Building $137,168$156,168 (+2.69%) Land $19,000 Building $137,168
2023$1,868.00 (+98.94%) Homeowner's exemption$152,082 (+39.44%) Land $19,000 Building $133,082$152,082 (+10.28%) Land $19,000 Building $133,082
2022$939.00 Homeowner's exemption$109,069$137,905 Land $19,000 Building $118,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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