5540 Debbie Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5540 Debbie Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1985
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2019)
Tax Bill	$1,753 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-28-0350-00B00-0180`

Property Details

APN / Parcel Number

Primary APN	`32-2N-28-0350-00B00-0180`
Alternative APN	`N28232035000B000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	194 sqft
Deck Area	364 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5540 DEBBIE DR
City	MILTON
State	FL
Zip	32570-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENH LIFE ESTATE INTEREST IN: BERRYHILL ESTATES LOT 18 BLK B AS DES IN OR 3846 PGS 1215
Legal Range	28W
Legal Township	2N
Legal Section	32
Legal Subdivision	BERRYHILL ESTATES
Legal Block	B
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3025
Census Tract	10504

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5540 DEBBIE DR, MILTON, FL 32570-8288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	201928755
Deed Book / Page	3846 / 1215
Prior Transfer Date	Aug 1, 2012
Prior Transfer Doc	0031610644
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 3, 2019
Property Address	5540 DEBBIE DR, MILTON, FL 32570-8288
Document Number	0038461215
Book / Page	3846 / 1215
Map Reference	MB C PG 124
Instrument Date	Jun 28, 2019
Instrument	201928755
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5673 CHANTERELLE CIR, 5673, MILTON, FL 32583-4603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 DEBBIE DR, MILTON, FL 32570-8288

Mortgage

Document Number	0038461217
Date	Jul 3, 2019
Instrument	3846/1217

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,837 (+5.81%) Land $24,000 Building $128,837	$152,837 (+5.81%) Land $24,000 Building $128,837
2024	$1,753.00 (+2.22%)	$144,447 (+2.94%) Land $19,000 Building $125,447	$144,447 (+2.94%) Land $19,000 Building $125,447
2023	$1,715.00 (+5.02%)	$140,328 (+2.84%) Land $19,000 Building $121,328	$140,328 (+2.84%) Land $19,000 Building $121,328
2022	$1,633.00	$136,456	$136,456 Land $19,000 Building $117,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20