5547 N Watergap Pt, Crystal River, FL 34428 Property Records

Citrus County property record for 5547 N Watergap Pt, Crystal River, FL 34428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,790 sqft · built 2006
Lot Size0.367 acres (15,979 sqft)
Owner2 Individual Names on Record
Last Sale$173,000 (Oct 2019)
Tax Bill$2,166 (2025)
Deeds & MortgagesMar 2022 Transfer
Oct 2019 Sale
Flood ZoneZone AE (high risk)
APN17E-18S-06-0010-000C0-0140

Property Details

APN / Parcel Number

Primary APN17E-18S-06-0010-000C0-0140
Alternative APNs
  • 0618S17E0010000C00140
  • 1965934

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,790 sqft Living Area
Gross Area2,233 sqft
1st Floor Area1,790 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area15,979 sqft (0.367 acres)
Lot Dimensions177 ft deep x 102 ft wide
Garage TypeAttached
Garage Area443 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Open Porch
Porch Area399 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1965934
Street Address5547 N WATERGAP PT
CityCRYSTAL RIVER
StateFL
Zip34428-6457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionCEDAR LAKE ESTS PB 11 PG 130 LOT 14 BLK C
Legal Range17E
Legal Township18S
Legal Section06
Legal SubdivisionCEDAR LAKE ESTATES
Legal BlockC
Legal Lot Number14
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group2
Census Block2026
Census Tract450305

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 24, 2019Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2019 · Amount on Record
Deed SaleOct 24, 2019 · Amount on Record
Prior SaleAug 28, 2015 · Amount on Record
Deed Document Number201955644
Deed Book / Page3013 / 584
Last Transfer DateFeb 28, 2022
Transfer Doc0032592209
Record UpdatedJun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateMar 4, 2022
Property Address5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457
Document Number0032592209
Book / Page3259 / 2209
Map ReferenceMB 11 PG 130&131
Instrument DateFeb 28, 2022
Instrument2022015528
Transaction TypeTransfer
Record UpdatedMar 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 24, 2019
Property Address5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457
Document Number0030130584
Book / Page003013 / 000584
Instrument DateOct 21, 2019
Instrument55644
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transaction

AmountAmount Recorded
Tax$1,211.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5547 N WATERGAP PT CRYSTAL RIVER FL 344286457, CRYSTAL RIVER, FL 34428-6457
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,166.00 (+5.4%) Homeowner's exemption$171,836 (-36.63%)$259,564 (-4.28%) Land $10,500 Building $249,064
2024$2,055.00 (+2.65%) Homeowner's exemption Additional exemption filed$271,176 (+12.26%) Land $9,100 Building $262,076$271,176 (+12.26%) Land $9,100 Building $262,076
2023$2,002.00 (+6.83%) Homeowner's exemption Additional exemption filed$241,570 (+9.49%) Land $8,930 Building $232,640$241,570 (+9.49%) Land $8,930 Building $232,640
2022$1,874.00 Homeowner's exemption Additional exemption filed$220,628 Land $7,130 Building $213,498$220,628 Land $7,130 Building $213,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims35 (2016–2024)
Claims Outside the SFHA1 of 35
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 23 claims
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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