Citrus County property record for 5547 N Watergap Pt, Crystal River, FL 34428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 2006 |
| Lot Size | 0.367 acres (15,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Oct 2019) |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Oct 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 17E-18S-06-0010-000C0-0140 |
| Primary APN | 17E-18S-06-0010-000C0-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,233 sqft |
| 1st Floor Area | 1,790 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 15,979 sqft (0.367 acres) |
| Lot Dimensions | 177 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 443 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 399 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1965934 |
|---|---|
| Street Address | 5547 N WATERGAP PT |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34428-6457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | CEDAR LAKE ESTS PB 11 PG 130 LOT 14 BLK C |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 06 |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 450305 |
Source: Citrus County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 24, 2019 | Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on Record |
| Deed Sale | Oct 24, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 201955644 |
| Deed Book / Page | 3013 / 584 |
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 0032592209 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 4, 2022 |
| Property Address | 5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Number | 0032592209 |
| Book / Page | 3259 / 2209 |
| Map Reference | MB 11 PG 130&131 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022015528 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 24, 2019 |
| Property Address | 5547 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Number | 0030130584 |
| Book / Page | 003013 / 000584 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 55644 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,211.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5547 N WATERGAP PT CRYSTAL RIVER FL 344286457, CRYSTAL RIVER, FL 34428-6457 |
| Investor | Possibly a Property Investor |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 (+5.4%) Homeowner's exemption | $171,836 (-36.63%) | $259,564 (-4.28%) Land $10,500 Building $249,064 |
| 2024 | $2,055.00 (+2.65%) Homeowner's exemption Additional exemption filed | $271,176 (+12.26%) Land $9,100 Building $262,076 | $271,176 (+12.26%) Land $9,100 Building $262,076 |
| 2023 | $2,002.00 (+6.83%) Homeowner's exemption Additional exemption filed | $241,570 (+9.49%) Land $8,930 Building $232,640 | $241,570 (+9.49%) Land $8,930 Building $232,640 |
| 2022 | $1,874.00 Homeowner's exemption Additional exemption filed | $220,628 Land $7,130 Building $213,498 | $220,628 Land $7,130 Building $213,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 35 (2016–2024) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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