Citrus County property record for 5530 N Watergap Pt, Crystal River, FL 34428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 2003 |
| Lot Size | 0.786 acres (34,219 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Oct 2017) |
| Tax Bill | $2,472 (2025) |
| Deeds & Mortgages | Apr 2018 Transfer Oct 2017 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 17E-18S-06-0010-000C0-0110 |
| Primary APN | 17E-18S-06-0010-000C0-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 34,219 sqft (0.786 acres) |
| Lot Dimensions | 194 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 98 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 339 sqft |
| Patio Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1965900 |
|---|---|
| Street Address | 5530 N WATERGAP PT |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34428-6457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | CEDAR LAKE ESTS PB 11 PG 130 LOT 11 BLK C |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 06 |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 450305 |
5530 N Watergap Pt is owned and occupied by an individual who acquired it in April 2018.
Source: Citrus County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5530 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 3, 2017 | Warranty Deed, Transfer EQUITABLE TITLE/MID-FLORIDA LL |
| May 5, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| May 17, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on File |
| Deed Sale | Oct 3, 2017 · Amount on File |
| Prior Sale | May 17, 2017 · Amount on File |
| Deed Document Number | 201745138 |
| Deed Book / Page | 2855 / 1731 |
| Last Transfer Date | Apr 16, 2018 |
| Transfer Doc | 0028961278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 5530 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Number | 0028961278 |
| Book / Page | 002896 / 001278 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 20993 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5530 N WATERGAP PT CRYSTAL RIVER FL 344286457, CRYSTAL RIVER, FL 34428-6457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 3, 2017 |
| Property Address | 5530 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Number | 0028551731 |
| Book / Page | 002855 / 001731 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 45138 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | EQUITABLE TITLE/MID-FLORIDA LL |
| Amount | Amount on Record |
|---|---|
| Tax | $1,022.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5530 N WATERGAP PT CRYSTAL RIVER FL 344286457, CRYSTAL RIVER, FL 34428-6457 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 5, 2017 |
| Property Address | 5530 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Number | 0028270740 |
| Book / Page | 002827 / 000740 |
| Instrument Date | May 4, 2017 |
| Instrument | 21279 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5530 N WATERGAP PT CRYSTAL RIVER FL 344286457, CRYSTAL RIVER, FL 34428-6457 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 17, 2017 |
| Property Address | 5530 N WATERGAP PT, CRYSTAL RIVER, FL 34428-6457 |
| Document Number | 0028291591 |
| Book / Page | 002829 / 001591 |
| Instrument Date | May 4, 2017 |
| Instrument | 23270 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $806.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4042 W BONANZA DR BEVERLY HILLS FL 344654473, BEVERLY HILLS, FL 34465-4473 |
The 2025 property tax bill for 5530 N Watergap Pt was $2,472 with a homeowner's exemption, up 5.1% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,472.00 (+5.1%) Homeowner's exemption | $192,435 (-32.81%) | $274,759 (-4.06%) Land $7,300 Building $267,459 |
| 2024 | $2,352.00 (+2.57%) Homeowner's exemption Additional exemption filed | $286,395 (+14.27%) Land $7,300 Building $279,095 | $286,395 (+14.27%) Land $7,300 Building $279,095 |
| 2023 | $2,293.00 (+6.85%) Homeowner's exemption Additional exemption filed | $250,630 (+6.59%) Land $7,300 Building $243,330 | $250,630 (+6.59%) Land $7,300 Building $243,330 |
| 2022 | $2,146.00 Homeowner's exemption Additional exemption filed | $235,143 Land $5,490 Building $229,653 | $235,143 Land $5,490 Building $229,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5530 N Watergap Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 35 (2016–2024) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5530 N Watergap Pt is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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