5546 Sabal Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5546 Sabal Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,130 sqft · built 2021
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$628,000 (Mar 2025)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`162531552400010660`

Property Details

APN / Parcel Number

Primary APN	`162531552400010660`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,130 sqft Heated Area
Gross Area	4,512 sqft Gross Area
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5546 SABAL DR
City	SAINT CLOUD
State	FL
Zip	34771-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 1 PB 29 PGS 73-78 LOT 66
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 1
Legal Phase	1
Legal Tract	5524
Legal Lot Number	66
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 162531552400010660

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5546 SABAL DR, SAINT CLOUD, FL 34771-7642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Nov 04, 2021 · Amount on Record
Deed Document Number	2025036993
Deed Book / Page	6759 / 1460
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 04, 2021
Property Address	5546 SABAL DR, SAINT CLOUD, FL 34771-7642
Document Number	0060792131
Book / Page	6079 / 2131
Map Reference	MB 29 PG 73-78
Instrument Date	Oct 29, 2021
Instrument	2021171474
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 SATEL DR, ORLANDO, FL 32810-4413

Mortgage

Document Number	0060792133
Date	Nov 04, 2021
Book Page	6079/2133
Instrument	2021171475

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	SPRING HILL, FL 34609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Oct 29, 2022

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,291.00 (-11.51%)	$431,300 (-12.19%) Land $78,800 Building $352,500	$431,300 (-12.19%) Land $78,800 Building $352,500
2023	$7,109.00 (+2.72%)	$491,200 (-0.75%) Land $78,800 Building $412,400	$491,200 (-0.75%) Land $78,800 Building $412,400
2022	$6,921.00	$494,900 Land $57,800 Building $437,100	$494,900 Land $57,800 Building $437,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 130 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.